UnitedHealthcareReviews of uhc.com

I had UHC for 6 months until they pulled out of our county. No reason why but I would guess they were losing money here. "The primary source of revenue for Medicare Advantage plans stems from capitation payments from the Centers for Medicare & Medicaid Services (CMS). Capitation is a prospective payment system where the plan receives a fixed amount per enrolled beneficiary per month (PMPM), regardless of how much healthcare those beneficiaries actually use. This contrasts with traditional Medicare, which operates on a fee-for-service basis, paying providers for each service rendered. The CMS determines the capitation rate based on a complex formula that takes into account factors such as the beneficiary's age, gender, geographic location, and health status, as measured by Hierarchical Condition Categories (HCCs). These HCCs are essentially diagnostic codes that indicate the presence of chronic conditions. The sicker the beneficiary, the higher the HCC score, and consequently, the higher the capitation payment the MA plan receives."

I know they don't care what consumers think or feel but they've absolutely made my life a living hell dealing with my health issues. Horrible company, horrible ethics and incompetent employees. Their processes and communication are also a nightmare. Shame on you...people shouldn't have to deal with this on top of the stress of whatever health issue they're dealing with, especially with how much money I had to dish out to them.

Those motor city douchebags need to go and be disbanded because I don't want them involved with me or my family anymore making me have to jump thru a hoop to get my tax returns such bs

Unfortunately we signed up with UHC in June of 2025. We have health, pharmacy, dental vision and hearing. I went to great lengths to determine that our prescriptions would be covered and our physicians and preferred pharmacy would be “in network”. We didn’t need any prescriptions for quite a while and as soon as we did we found out that it was cheaper to pay the cash price! Optum Perks is what they have named their prescription service. My wife contracted Covid and of the 4 prescriptions given by her physician, they refused to cover 2 of them. The other two would cost us $200 to be filled ( antibiotic, steroid). E happened to use Good tax and the total cost was $80. This is only the most recent issue. We have had issues with routine doctor visits being declined and have had to pay for everything up front. This when we were told that we would have $25 and $40 copays. From my experience don’t use this company.

Absolutely infuriated with my experience with this company.

Terrible service. Both UHC and OPTUM. I dread calling them. For 2 years, I have had problems getting my prescriptions. They talk your head off with politeness, then lie about sending my prescriptions. Worthless.

I had the most wonderful experience with UHC today. A cardio office was trying to charge me almost $800. So I called UHC - confirmed it was a covered service. They took down all the information on the bill and CALLED THEM while I was on hold! UHC read them the check numbers and handled the entire thing. I love UHC

The epitome of evil!!! The biggest SCAM I have ever dealt with. My company switched insurers from Cigna to United Health Care in May 2025 and United have been a nightmare! After absolutely every medical appointment and every dental appointment we have attended, we get notifications months later saying they will not cover any of the costs. Each procedure and each visit gets its own 13-page letter saying the payment was rejected and going into great detail about how long you have to dispute it and listing their ridiculous reason for rejection and what to do, in multiple languages. Rejected a child's annual dental cleaning, rejected another child's removal of impacted wisdom teeth months after they were removed. EVERY PRESCRIPTION DENIED - Ventolin (lifelong asthmatic), Metformin (Diabetes medicine, taken for years and never had a problem getting before). We stopped using United in October and will never ever ever use them again for any reason whatsoever! Every time we go into the doctor's or dentist's office to ask why the rejections and we say our insurance is United Healthcare, they physically groan with exasperation and nod because they hear this all the time. Of all the scams being outed by the current regime - PLEASE PLEASE PLEASE go after United Health Care and return all the money we spent for overpriced insurance that covered nothing. These thieves should all be in jail.