John C.
False promotionals
False promotionals-When is a promotion not a promotion? When it's offered by Chase Bank. We recently moved all of accounts from Wells Fargo to Chase. They were running a $300 promotion for a new checking account, direct deposits and a platinum credit card. Everything was good and completed on our end until it came to the credit card. WE WER DENIED A PLATINUM CARD. The same card we had at Wells Fargo and, before that, at EECU. The reasons given were too many high limit cards, poor pay history and too many hard inquiries on our credit history. They sited all of this on an Experian report. I ordered a copy of the same report. According to my copy, the "high limit" cards had all been paid off over the last 12 years. Every card had a 100% payment on time. In regards to inquiries, Chase had ordered 2 reports therefore creating their own high number of inquiries. In my opinion Chase will do anything possible to keep from paying any promotion, including the ferilizer given for denials. In the longrun I'm not sure we made the right decision to move to Chase.


