Rhys M.
DO NOT USE
I cannot stress enough how far you should steer from JP Morgan. The LISA Withdrawal service has in no uncertain terms ruined my life financially, and nobody at the company cares one iota. I requested funds more than a week in advance of my completion date, was assured my case would be expedited, and that my funds would arrive the day before completion. An entire week of chasing and being reassured my money would be paid on time (in writing and verbally, I might add), and still nothing at the completion deadline. I have had to put myself in immense financially difficulty to plug the gap and complete on my house due to the total lack of care and efficiency JP Morgan showed. The customer service is insultingly bad; having to repeat my circumstances and requests over and over at nauseam with every single phone call became emotionally draining, let alone the fact I was facing my entire house purchase falling through as a result. I have in no uncertain terms had my mental, physical, and financial health completely destroyed by this bank. To add insult to injury, my funds arrived 10 minutes post completion. I now face the possibility of losing £5,000 (£4,000 of government bonus and £1,000 of my own money), having saved with the bank for years and worked tirelessly towards purchasing my first home. Needless to say, the financial stress caused by this has worn me down to a nub. I will of course be fighting this to the bitter end - but to anybody thinking of starting a lifetime ISA, I URGE you to look elsewhere. My partner received her funds from Moneybox within 20 minutes of requesting them.


