Robin K.
I know that making your payments on…
I know that making your payments on time is your responsibility. But how do you pay a bill you don't know you have. I had 113 on time payments. That almost ten years. And then comes Kohls. Apparently something I thought I paid for with my personal card was actually put on this crappy little card. I had paid the balance off. I never received a bill. Until it was 30 days past due. It dropped my Credit score down by 92 points. I called and tried to explain to them what happened. The lady put in a dispute. I didn't met the criteria for a late payment forgiveness. 10 years a making sure my payments were on time. Just to have it ruined by a 800 credit limit junk card.


