Jan S.
Kohl’s credit card customers,,,,,beware!
I have been a loyal customer of Kohl’s for 35+ years,,but sadly will never shop there again. I have a Kohl’s credit card that I have used sporadically through the years. I have never had issue with their credit department until 4 months ago. I have an excellent credit rating which I monitor on a regular basis and never carry a balance on any of my credit cards. My cards are paid off in full monthly, and never have additional interest to pay. It just so happened that 4 months ago I missed a payment on my Kohl’s charge account. Yes,,,it was an oversight on my part, and I did have a $78 balance that I did not pay on time. Kohl’s never contacted me telling me I had an outstanding balance. No email…no phone call…no text…no late notice in the mail. When my account became overdue after 30 days, they again, never contacted me, but instead placed a negative non-payment of funds against my credit through the 3 major credit reporting agencies used in the U.S. The only way I knew this had happened was because I have a paid membership with a credit monitoring service, and they alerted me to the negative report against my credit. This ONE missed payment to Kohl’s dropped my credit score by 80 points!! The only way I could remedy this situation was to have Kohl’s remove the negative slam from my credit, which was never done, even after I immediately called them,,, and paid my outstanding balance in full. I’m sorry, Kohl’s, I do not accept this type of service to a loyal customer🤢


