Nate
Truly horrendous. Stay away.
Truly horrendous. I pay for the “gold plan” which is the best plan offered and they still try everything in their power to take every dollar they can. In addition to the $1100+ per month that I pay out of pocket to be insured, the hundreds my employer pays on top of that, and the 2-3 rate increases since I started with Aetna 2 years ago, they charge crazy money and don’t actually give you the benefits you’re promised. I have a $2,000 deductible before ANYTHING is payed for. Meaning unless I need major healthcare, it’s basically like I don’t even have insurance because every year I need to pay $2,000 for anything to even kick in. On top of that, I had an ACL reconstruction surgery, which thankfully helped me meet the $2,000 deductible, but my “gold” insurance clearly states that physical therapy is unlimited as long as it‘a medically necessary. My physical therapist and surgeon both sent notes to the insurance stating that it’s medically necessary, and Aetna still charges me and sends bills to collections, putting false debt in my name, reducing my credit score, and most importantly, stopping me from getting the much needed care I need for my knee. Why claim I have a benefit and then do everything possible to stop me from claiming my benefit? It’s been months since I’ve gone to the much needed physical therapy and my knee is feeling it. All of this because of Aetna. Stay far far away.


