Cate O.
An insurance provider who could care less
I’ve been with Aetna almost 10 years through my work (I.e., more than $15K of my income has garnished their wages) . Early on, I was healthy enough I didn’t generally use my insurance (yes, bad on me but I was young). When I finally needed and wanted to use it, Aetna has consistently let me down. First, to get reimbursed for vision expenses, you have to mail your claim form in. That rule hasn’t changed even in 2025. It’s dirty and clearly meant to be a deterrent to using your benefit, so you should have a taste to how Aetna operates and what their values are. Secondly, not a lot of quality providers take Aetna- you can go to mediocre in-network doctors only. I say this having moved around and consistently found this to be the case. The final straw however was total lack of security/privacy for my personal data. What do I mean? In an unforgivable breach, Aetna gave away my personal and plan information to United Healthcare without my consent. How do I know? My twin brother, who has nothing in common with me besides birthday and surname, started having his claims billed against my insurance(!). We were both baffled until it came our attention United had gone fishing for other insurance coverages under his name to list as primary to avoid having to pay out for him when possible (i.e., collect his premiums but avoid paying for him). That action speaks volumes about United, but the fact that Aetna is so loosey-goosey they gave my personal info to United despite everything being mismatched but surname/bday shows me they’re not attentive and not looking out for PHI/PII. Did they reverse the charges and get it cleaned up? Yes, but only after hours of my time on the phone for something that should have never happened. There are other poorly executed things, like their very poor user interface on their website (provider search function always defective), disorganized and unhelpful site information organization, etc. I’m finally old enough to know it’s a racket, they’ve made out like a bandit with me and I’m switching insurance this year. Good riddance!


