Bkk
This is the worst credit card to have
This is the worst credit card to have. I’m referring to the Sephora Visa Card. They got you with what they call”late fees” left and right when they make an error of processing your payment. I recently made a payment online with them. They sent me an email saying that the payment was processed. Now I get another $30 late fee on the next statement. When I called, they said my payment was declined by my bank so they charged me a $30 check decline fee. Even though I received an email confirmation. Called my bank and they said Sephora never did the transaction. My bank was willing to do a 3way call with them to confirm this. Called Sephora back. Now they tell me that the bank account information was wrong. Mind you, I had confirmed the correct account number with them. They refuse to remove any charge. They open up a dispute for me after I pester them for a resolution. They tell me it would take up to 4 months to get a response and that I will continue to get a monthly late charge fee. There is no accountability here and it’s borderline illegal/fraudulent. I ended up paying the inappropriate/illegal late fees to avoid other late charges. This time they took my debit card info. I asked them if the payment went through and they said it did. Same time as last time. Truly the worst customer service ever. I haven’t even mentioned how rude and accusatory the representative was. I hope that sharing this helps. Don’t want others to experience this.


