QuonticReviews of quontic.com

Perfect credit and I was denied opening an account with NO explanation. Is this bank legitimate or some sort of scam?

Your customer service people are very good. Unfortunately, your banking policies do not meet my needs. A $2000 limit on daily transfers is insufficient for my needs. I am not interested in taking pictures of $5000 checks for deposit. I am seeking the ability to move sums of funds greater than this amount between accounts electronically. I should have read the fine print on my agreement. Your interest rate is great, but your banking requirements are poor. So, I am closing the account at the earliest possible date and moving on to another online bank. Good interest rates coupled with a limited funds transfer policy does not work for me.

I just love Quontic Bank’s online banking which is very innovative. I am excited for the upcoming futuristic way of banking method.🙏😇keep it up and More Power!😇

I am to new this bank, however opening a new account was so easy!

I Love the Culture of this Company!!

It was a great experience. They could not answer my question. But got back to me later in the day with the answer

In addition to great rates, the online application process was quick and easy. I did have one question and the customer service team was very helpful. I would recommend Quontic to friends and family.

*PLEASE READ* Please do NOT use this bank, please use a trusted local bank. I have never written a bad review and I hope to help anyone to not have to go through the hell we have just been through. We applied for a mortgage in January we have excellent credit and over half down, we needed to close by March 11th and we were assured by Tom Holsworth, Vice President at Quontic, this would be a breeze. We did our part, my husband had to continually reach out to them. It went to final underwriting March 1st, we thought we were all set. Fast forward to March 10th they were still saying it should be fine, our title company had to tell us we weren’t going to close. I then sent an email to Mr. Holsworth and was told he was going to withdraw our loan and he didn’t need the drama. Underwriting then called the President of our condo association on March 15th they told him they needed to audit their books, no one has ever heard of that. We figured out our RATE LOCK was expiring March 16th, they cleared to close March 17th with a rate increase and suddenly didn’t need the books audited, I would say that is illegal. We finally closed on March 23rd, almost lost our condo, the seller called the title company and said he was done and wanted his earnest deposit. We had 10 days of no sleep, we were going to be without a home in this market, not to mention the schedules we messed up for our contractors. Quontic Bank and Tom Holsworth you CAN do better and SHOULD do better, you can start by not giving me your automated response and holding yourselves accountable. What you are doing to people is NOT acceptable. I suggest a consultant that can coach all of you on accountability and integrity.