QuonticReviews of quontic.com

Opened a CD account. Smooth, easy, quick, your team has crushed it. Look forward to expanding my financial endeavors with you company:)

My experience with Quontic was positive overall. I got the loan. The loan officer Kristina Kovacs was really great to work with. I understand that in my situation I don't qualify for a normal mortgage. Even though my credit is good but, because I am paying alimony, my debt load is too high. I have a great job and will easily be able to pay my monthly mortgage. So, I needed Quontic and am greatful that they gave me the loan. The hard part was underwrititng. They took forever. I mean forever. I almost gave up on getting a loan and almost bought an RV to live in. I'm not kidding. It is ridiculous how long underwriting took. They kept on wanting more and more documents and more and more money and raising the interest rate. I am now paying 7.5% interest. I put down about $49,000 on a $182,000 loan. Yep. Even if I defaulted on the loan they have that much money in their bank. Yes they do. At least I have a lot of equity in the home already. I paid a mortgage since about 1997, owning 2 prior homes. I'm a solid low risk homeowner, but because of our system in this country, the divorce penalty is huge. It's just the way it is and companies like Quontic provide a service for people like me. I'm glad they were there. Good luck and you have to be patient. I mean really patient.

Just opened an account because this is the first bank to offer a payment ring in the US. The process to open an account was easy, and when the initial funding didn't correctly go through, the customer service was outstanding. I've since also received my payment ring, and it's been quite nice to have with me on workouts. No need to carry a bulky wallet if I need to stop for something

Customer service representative Toni Smith. Very helpful, thorough and extremely patient. Made the transition smooth.

Great rates, great customer service, easy to use. Would recommend to anyone I know.

Easy account opening. Ring fulfillment awesome. 100%

Overall, the process to open the account was very simple. A bit of a hiccup on registering my user ID, but they fixed it very quickly. Received the ring sizing kit within a day of registration (highly recommend using this to size your ring). Ring arrived in a few days, along with my PIN mailer, and backup card. Overall I am very pleased with the ring. It works as promised and is much more convenient than paying with a card or phone at checkout. Rewards are nice too!

Horrible experience with this bank. I can't even access my money. What they want to close an account online is ridicules. I can't even use Zelle at this point.