QuonticQuontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.
Quontic (quontic.com) has 710 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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SW
This bank is simply underhanded. They sent a paper letter (no email) on the date my CD matured giving me 10 days to stop the auto-renewal. I got the letter a day after the 10 day period was over. And they asked for 3 months of interest when I called them on day 12 after the date it renewed. Other banks offer 30 days and you can do this electronically and not have to cancel. Quontic is not a place to trust your money in
Eliete P.
I have a great experience with Marcelo and his time very professional always answers the phone when I call I highly recommend thank you MARCELO
Stacye N.
Same experience as the others in the reviews, went through the whole process to set up a CD account, as s very highly qualified applicant, We have many other CDs, people offering us financing of all sorts based upon our credit status. We have never encountered an issue with any bank until Quontic. Got a quick automated denial and the bank was unable to help and that it was my responsibility to look at my account and fix and there was nothing they could tell me or do to help me. Makes no sense and quite frankly supports a significant drop in the rating of the bank.
Sam C.
Going thru mortgage financing can be very painful Quontic Bank made the process much easier! With Marcelo Bianchi-Montana and Patricia Almodovar leading the process, communication and professionalism far exceeded expectations. I look forward to working with you guys again in the future!
Tanya M.
Cory and Ashley were excellent to work with answered all my questions throughout the entire process. I highly recommend this company that anybody that is struggling with getting finances that is Self-Employed.
Zach B.
Same experience as the others, went through the whole process to set up a CD account, very well qualified applicant, I ladder CD's everywhere, never encountered an issue with any bank until Quontic. Got an automated denial and the bank refused to help me on the phone saying there is no way to remedy it or send proof of my identity. Absolutely kafka-esque experience.
Robert W.
I tried to open an account online. Before doing so, I contacted them to ask if I needed to unlock my credit report before submitting the application, and they said "No, we don't recommend you do that". I submitted the application, and in a matter of seconds it popped up a message that I was denied, and said they were sending an email with more details. Bear in mind this was not for a loan or anything like that, just to open an account. The email didn't really say anything, so I called them. They told me they couldn't be sure why I was denied (!), because it was determined by a 3rd party, but reviewing my application, they said it was probably because my credit report was frozen! I said, "Well, I did ask you about that. I guess I need to unfreeze it and reapply". She said, "Unfortunately, our policy is not to accept someone after they have been denied once. You can try again in a few months". Are you kidding me?!! My credit score is over 800, and I did nothing but follow their instructions. Absolutely ridiculous.
Peter F.
I had the same experience as another reviewer. Spent all the time to set up an account, give them a lot of information and in the end got denied a CD account. Don't waste your time trying to open an account with them
