customer
Helpful
Helpful! Quick!
Response from Home Warranty Inc.Apr 14, 2026
Love to hear this! Thanks for providing feedback.
Home Warranty of the Midwest, Inc. was founded in 1999 by the owner of a successful appliance repair company. With 36 years of repair experience, he was determined to put together a plan that would cover items in the home more comprehensively, allow the use of local contractors, and pay contractors more quickly for completed work. Home Warranty serves as an additional product source to a wide range of businesses including real estate agencies, utility companies, property management, mortgage lending, home inspection, financial planning, residential construction, and independent insurance agencies. We are committed to utilizing trusted, local servicers who can ensure a timely response to customer needs. We pride ourselves on our LIVE call answering during core business hours with two call centers in the U.S. We also provide our customers with active, responsive District Sales Representatives who help agents and companies every step of the way.
Home Warranty Inc. (homewarrantyinc.com) has 694 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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694 approved reviews, newest moderated first
customer
Helpful! Quick!
Response from Home Warranty Inc.Apr 14, 2026
Love to hear this! Thanks for providing feedback.
Kevin W.
Fast and reliable, had contractor at my home with in 2 hours of reporting the issue
Response from Home Warranty Inc.Apr 14, 2026
We aim for quick and easy! Thanks for sharing.
Karen K.
Everything was handled quicky as soon as I called. I received my check very quickly once I emailed a copy of my receipt for the purchase of a new refrigerator. Staff I spoke with were all very friendly
Response from Home Warranty Inc.Apr 14, 2026
Thanks for sharing! Enjoy that new refrigerator!
William L.
This was my first claim, the reps didn’t offer instructions or advice to finalize the process. I had to navigate the finalization myself. And no one offered a working email address until I called customer service rep. Overall, I think the staff could be a little more helpful.
Response from Home Warranty Inc.Apr 14, 2026
We are so sorry to hear this! We will look back through your claim and see if our automated email follow ups somehow did not trigger. Thanks for sharing.
Annoyed
Wouldn't give me claim determination without my phone number. (Why? So they can sell it and maximize their profits?) We had to have our new home furnace inspected by HVAC contractor as a requirement of the insurance company. HVAC had to legally turn off furnace due to CO2 emissions (4 x legal limit). It was cold, so we replaced furnace ASAP. Filed a claim despite reading their policy of only paying out with pre-approval and their contractors. Would not give me a claim determination without my phone number. I called gave it to them. They said they would review and then called back, leaving a message they won't pay because of no pre-approval. Why did she not just tell me that on the phone or just denied my claim without all this (fill in your own words). I would NEVER pay for this service! Ever!
Response from Home Warranty Inc.Apr 14, 2026
We are sorry to hear you were less than satisfied. We do require a customer to keep at least one phone number on file with us as that is the most reliable way to get in touch. We do not sell customer information to any third party for any reason. In your case, the work was done before the claim was filed. Work done without prior authorization is not eligible for reimbursement.
Sophia
We had an extremely disappointing experience with this company. In our situation, they initially indicated our claim would be covered, but offered a significantly lower payout than expected. Ultimately, they then denied our claim. Throughout the process, it felt as though the outcome kept changing in a way that reduced coverage and responsibility. Now, we’re left with an oven we cannot use without gas leaking. Based on our experience, we would not recommend working with this company. Ever.
Response from Home Warranty Inc.Apr 14, 2026
We were initially told the unit was not inspected - upon further review, we went back and found that it was and have made adjustments. Our Service Dept manager has reached out with the new approval amount. Please follow up with him if you have not done so already.
Thomas N.
My daughter just purchased a home that had an inspection done with Home Warranty Inc. during the inspection, THEY NEVER INSPECTED THE GAS RANGE! After purchasing the home, we immediately smelled a strong odor of GAS upon turning on the oven. Obviously this is an extremely dangerous situation as the oven was defective. We contacted Home Warranty Inc. & they could've cared less about this issue & saying they didn't inspect the range because there was "a pan in the oven" & that gave them an out. Meanwhile, they are NOT covering any costs associated with a repair. I guess it is time to contact the 'Better Business Bureau'. STAY AWAY from this company!
Response from Home Warranty Inc.Apr 8, 2026
We did not perform the inspection - your home inspector would have to do that. Our service manager has attempted to reach out to you, if you could return his call at your earliest convenience. Thanks!
customer
Quick and efficient
Response from Home Warranty Inc.Apr 8, 2026
Thanks for sharing!