Oscar HealthReviews of hioscar.com

My daughter has a suspected heart condition and Oscar denied her heart monitor. She did everything she could to stay in network and was told her insurance would cover it. For Oscar to deny this is disgraceful. They're quick to send reminders to pay our health insurance premium but take weeks to process a claim which they ultimately deny. Update - Oscar agreed to cover the heart monitor and process it as in-network as this comes under the No Surprise Billing act.

As part of an annual checkup my doctor ordered bloodwork. At Quest, a warning popped up on the screen that Oscar was not likely to pay for some of the tests. One of them was the test for A1C levels. What kind of insurance company won't test the A1C levels for an overweight 60 year old??? I spent hours on the phone with Oscar, my doctor's office, and the lab trying to figure out why this was denied. When you call Oscar, you initially are routed out of the country. The person in the other country has terrible internet, but tries to cover it up by making conversation and assuring you that they are going to help you. Meanwhile they are desperately trying to boot up their system. If you ask to be routed to a US representative, they try to convince you that they can help you. Then, yesterday, I tried a telehealth visit for wound care. The person who met with me (not a doctor) advised me to cover the wound with gauze, which was terrible advice because that night when I went to clean the wound, the gauze had stuck to it. Removing the gauze was painful and caused fresh bleeding. I have two friends who are nurses, and they were shocked at that practitioner's lack of knowledge. I am 60 years old and have never experienced that level of medical incompetence before.

I'm not going to elaborate on a critique because they don't even deserve that; this health insurance is the biggest piece of crap in the entire United States.

Absolute worst insurance provider i have ever worked with. they do not cover any medical expenses outside of primary care visits, dont even cover annual physicals or urgent care. everytime i get a service i receive a bill weeks later. they do not communicate with care providers that they wont cover things. actually oscar lists things they cover and then change thier mind at the last minute and charge the customer. this company is a total scam and i would recommend staying away at all costs because it will cost you. if i could give negative stars i would.

Lo peor del mundo, no vienen, no te escriben, pasan de ti….menos mal que no pagué por adelantado… POR FAVOR NO CONTRATAR NADA CON ESTA APP OSCAR!!!!!!!

If I could give zero Stars I would. This is a useless company do not get insurance with them nothing is covered everything is a lie

Horribe insurance to have! It doesn't even cover an annual physical! Absolutely EVERYTHING you pay out of pocket and they don't tell the provider that they are not covering. Few weeks later you start having a truckload of emails with bills you were 100% sure they were paid for. Last year I had Cigna and used exactly the same services, had everything covered and paid a fraction as premium. Stay away from them, they are worth nothing!

I have not changed my insurance. I am not looking for new insurance. In the mail, unsolicited, I received a new insurance card with my name and an account number and brochure "The Legal stuff." I've tried calling to find out why this was sent to me. I cannot get a person on the phone. I googled Oscar and they appear to have no relation to my current insurance company. I would have thought this was a complete scam except I've read people actually have insurance with Oscar. I am concerned that they may send me bills for something I have not ordered.