Oscar HealthReviews of hioscar.com

Poor Customer Service, I was trying to get prescription medication refilled for a three month versus one month supply and they said my request would be processed in three days. It’s been three weeks and I have heard nothing. They also tripled their cost for the same plan going from 2025 into 2026 with not so much as an email. Very willing to take your money yet will not follow up or reply to their actual customers

I had them from June 2025 changed from blue cross blue shield and was decent with weekly calls with rep just to check in resources. It was a decent deductible back in June 2025 in enrollment but then renewals came -- it doubled. I had a rep who was great, but based upon what I found externally I could something more economically. At the time Oscar actually doubled and gave them every opportunity to try to find more quotes. I ended up going with another insurance company and saved a ton of money.

Worst insurance I have ever had and can’t wait to change. I needed a back surgery desperately, they denied it multiple times as “not medically necessary”. My surgeons office as well as myself spent hours on the phone with them in about 4 weeks before I received an approval. My other issue is that there are so many doctors on their list as contracted when they are not. I chose this insurance to have an EPO and for the nearby specialists. Thankfully my surgeon is contracted with them for now.

You don't really know what you've got in an insurer until you need them. Well, now I know. I needed to find a primary care physician that accepted Oscar, so I used Oscar's site as a starting point. I'd find a doctor that Oscar listed as accepting new patients, then call the doctor to make an appointment, and they'd be like, "there's no doctor with that name here". It happened multiple times, so I abandoned Oscar's site and found a doc on my own. I go see said doctor, and he writes me a prescription for a pill that I need to take twice a day. The pharmacy submits it to Oscar, and they're like "no, we'll only approve it for once a day". But here's the best part - the prescription Oscar would not approve was for TWELVE DOLLARS AND NINETY ONE CENTS. So I paid for it myself without their approval. And I'm paying Oscar like twenty thousand dollars a year for coverage that basically makes me pay for everything out of pocket. In short, I'm not impressed.

han er for gul og kan ikke se en skid