Nichole
Avoid Direct Auto
My son got his first policy with Direct Auto, and it was a nightmare. They added everyone in our household to his policy, even though each person had their own insurance. After he sent proof, they claimed they didn’t get it and doubled his rate to $640/month. Even after resubmitting, they refused to lower it. When he canceled and switched to Progressive (who never asked about household members), Direct Auto charged him $1,300 for early cancellation. I spent hours on the phone, and one rep even said he’d have been better off letting it lapse. Save yourself the stress—don’t use Direct Auto.

