Bank of the WestReviews of bankofthewest.com

There are many financial institutions out there, avoid this one like the plague. I purchased an RV and financed it through Bank of the West in July and I still do not have my registration, title, or license plate. I have called countless times and only ever am told to wail 48 hours for a response that never comes. This is by far the worst financial institution I have ever had the displeasure of working with.

Do not open account with this bank. I called my local branch and they said to call the 18004882265. I waited on hold for an hour, the lady I spoke with could not answer where $225 had gone to. I deposited 2576.00 which went on hold then the next day it was released. Then they put 2351.00 on hold, but the 225.00 is no where to be found. I got frustrated, and rightfully so. The supervisor, that was there was so rude. I asked to speak with her manager and she hung up.

I switched most of my money to be deposited in BoW and have a secured CC with them that is paid off monthly. I joined BoW because I sat down and they told me how they are a "bank" that helps people grow with them and see people not as "just a number". So after having great credit with them I applied for a car loan after a totaled vehicle, I felt secure knowing I would have many important products with them. Immediate denial with zero conversation. I was told that because my car loan would still show until the Insurance sent the payoff balance to them, they would note it so my loan would be reviewed propertly. I was then told they couldn't add notes after the fact. The only reason I even know it was denied is because I called 3x wondering why someone had not called me. HORRIBLE CUSTOMER SERVICE...period. Every call is 45-60 min wait time then it seems like the same lady answers and says they are short staffed. I got a fantastic car loan with a company that didn't see me as non human and I am switching all of my funds over to this new credit union. Buyer Beware

I linked a Paypal card to my empty bank of the west account. Paypal took .06 cents out and put it back. Bank of the west charged me 10 dollars for processing .06 cents then charged 35 dollars for overdraft. .06 cents just cost me 45 dollars

I've had my account there fore over two years now, and am pretty satisfied. The base service fee on the checking account just went up, so I'm not too happy about that. I DO enjoy the short teller lines at this local branch. You don't get that everywhere.

I went to my local branch to close my accounts, which took over an hour. I requested a written letter stating that I closed my account. They thought it was as a silly idea and told me not to worry that my account would close the next business day. It has been 2 weeks and my accounts are still open. I have written two letters to customer service through the app with no response and have tried to call, but am on hold until it finally rings only to be greeted by silence and then I am hung up on. I really do not know what to do at this point. Bank of the West is holding me hostage. Soon I will be charged for no active deposits. If you complain using social media they just block you and do not help.

Terrible. My husband and I have been with them since 18 for business/personal. Rose at the Holbrook, AZ branch is the only reason we have stayed this long She is GREAT, deserves a BIG raise. Every other part of the bank is useless. $9 to use an ATM that isn't theirs but guess what- they have 1 branch in a 4 hr radius. $12 monthly fee. And my absolute favorite banking feature is that they LOVE to your turn your cards off for suspected fraud for the most miniscule things. Tried to send my sister in law a small sum of money ($50), fraud. Went on an, outdoor day trip with my kids 3 hrs away where phone service is minimal, fraud. Spent 5 HOURS on the phone that day trying to get my cards back on while running out of gas in an area I wasn't familiar with. Alternating between turning car on and off because... it is 100 degree SUMMER in Arizona and I had 4 children under 10 in the car. The first time I got someone on the line (2 hr hold) they wouldn't turn my card back on bc I couldn't access the net to verify my charge amounts in order. There is no mobile net there. I called my branch, was told they don't have access to help me even though they DO know me. Fraud line again (1.5 hour hold) crying now, they said they turned it on. I advised I have to drive another 30 miles with no service to reach another gas station. He said he'd call back in 45 min to make sure we were okay. Card didnt work, no call. Called again, hour hold, they advised a branch was another 30 miles or so. I made it to the branch with my car literally sputtering. My husband was also making the 4 hr trip to bring cash by this point. When I walked into the branch to pull cash out I explained and the teller did not sympathize or apoligize. She simply said I "should have told the bank I would be traveling". We live in rural Arizona, a trip to home depot alone is 130 miles round trip. I am from a state that is 31 hours away from Arizona, 4 hours is hardly traveling for us. Bank of the West has turned our cards off 4 times in 6 months. Once outside of Death Valley during the Extreme heat wave in 21 while our motor home was broken down. They. Are. A. Nightmare. We pass anywhere from 60 to 100k through Bank of the West a year. We are local known business owners. Have never filed a fraud claim and have never had cards lost or stolen but they micromanage our money constantly. They seem to forget that we are the customers and have choices on other banks to use. The latest stunt on Halloween we drove 3 hrs to take kids to a Halloween event. Again we live rural, driving 3 hrs to do ANYTHING is very normal. Everything was fine until we got there. Apparently on our last gas fill they shut our cards down. When I tried to pay for the kids entry- all cards were declined. We had several thousand in the bank. It was 7 at night, branches were closed. Of course the 800 number tells you EVERY. TIME. There is a longer than anticipated hold which means you will hold anywhere from 1.5hrs to 3 hrs to speak. We luckily had gas to get back BUT I had to drive with kids crying in the car bc they sat 3 hrs ONE WAY excited about the event they missed. Painful. My husband met us halfway with a credit card (we keep in a safe and dont use) and we got a hotel for the night. The straw that broke the camels back though is this. 2 mos ago we recieved a considerable amount of money as backpay as we didn't take business pay during covid. We used what the business made to keep the business going. When we paid ourselves we decided to buy 2 things. A used/new to us camper and new to us car. We withdrew 8600 one day, the next day we withdrew 5400 and bought the car. We don't have loans, we own every vehicle and camper we have. This is not out of the norm for us as we strive to be debt free. I never ONCE had anyone call me to follow up about the problems or anyone ever say I'm sorry we inconvienced you for HOURS on multiple days BUT a few days ago I recieved a call from my local branch. They advised me that their "backend" asked them to call to find out why we withdrew the money on the two days and what did we do with the money. What? Unbelieveable. I took the opportunity to tell them everything in this review and that we were moving to the alternate bank in our area. There are only 2 banks within 100 mile radius of us and I finally made time to go switch our personaland business over. If you want a bank who acts like you shouldn't use your money and plays controlling games with your cash access while making you wait HOURS to speak to anyone with a pulse. THIS BANK IS FOR YOU. Otherwise ANY other bank will do. Better yet, bury it in the backyard or seal it in a wall! It would take less time and effort to get it out everytime you want to use it.

Received a loan for a motor home Aug 2 2021. I have not received plates or registration as of Oct 29th. No one will help me at customer service in this matter.