At Altra, we’re dedicated to providing the products and services you need to live your best life. If you have a dream, we’ll help you achieve it. If you have a goal, we’ll help you reach it. It’s that simple. Your life… your needs… our knowledge and experience.Together, we can make wonderful things happen.
Altra Federal Credit Union (altra.org) has 369 customer reviews on Five Star Index, with an average rating of 3.9 out of 5.
Also known as
altra.org
Website
altra.org
Category
Credit & Debt Services
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 96% of reviews.
Latest
Most recent review: March 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
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I like Altra because they are really friendly, very helpful and remember all there people that come there and listen to what you have to say .
Response from Altra Federal Credit UnionJul 24, 2023
Thank you for choosing Altra, June!
KB
Kevin B.
We did appreciate your A+ checking…
We did appreciate your A+ checking account for years but it went lethargic, so we no longer use it because it didn't change with the economy. Unfortunately, we just keep a bare minimum in our accounts because the interest you're paying on savings, checking, doesn't compete with other banking institutions. You're not the only credit union with low savings rates. I've had to move our money to other banking institutions that pay 4%+. The old saying, "get it while the gettin's good", is necessary.
Response from Altra Federal Credit UnionJul 21, 2023
Hi Kevin!
We know high deposit rates are very important to our members and we work hard to remain competitive in all our markets. Stay tuned for new rates effective August 1st! Thank you for choosing Altra!
DW
Dorothy W.
They are helping people giving back…
They are helping people giving back they have loyal workers patients kind supportive the help vets they are building communities great bankers they answer questions,they give hope
Response from Altra Federal Credit UnionJul 20, 2023
Thank you for the kind words, Dorothy! We value your membership with Altra!
RT
Robert Taliaferro J.
The main thing that makes the company…
The main thing that makes the company great is the way that it treats its clients like family members.
Altra, in my experience, is one of the best credit unions around and it certainly has made me look at banking a lot differently than in the past. After my experience with Altra, I would not go back to a traditional bank and, in my mind, traditional banks could learn a lot from credit unions such as Altra.
In a five star rating system I would give them a ten.
Response from Altra Federal Credit UnionJul 17, 2023
Wow, thank you so much Robert! We really appreciate the kind words and for you being an Altra member!
AJ
Abraham J.
How the Bank Handling account and the…
How the Bank Handling account and the money.
Tellers and the whole team stepped in, and help customers when there are a lot of people waiting on the line. It gives customers a big trust on their leadership as whole!
Response from Altra Federal Credit UnionJul 17, 2023
This is so great to hear, Abraham! Thank you for being a loyal Altra member!
JW
Josh W.
Great job Katy Wilson!
I worked with Katy Wilson at the South Broadway location in Tyler, TX. and I couldn't have asked for a better experience. I work out of town and she was able to complete my loan quickly and easily. Katy is very knowledgeable and just a pleasure to work with. Thank you for all of your help Katy!
Response from Altra Federal Credit UnionJul 17, 2023
Thank you for sharing your experience with Katy, Josh! We are lucky to have her on the Altra team!
DK
Dan K.
at 72 years old Ive been a member since…
at 72 years old Ive been a member since 12 years old. Great......
Response from Altra Federal Credit UnionJul 17, 2023
Thank you for being a loyal member of Altra's, Dan!
MI
Michael
A Disappointing Experience with Altra Federal Credit Union
I recently had the misfortune of dealing with Altra Federal Credit Union, and I must say, it was a highly disappointing experience. From their limited operating hours to their lackluster online security measures, this credit union left much to be desired. Furthermore, their questionable credibility due to their bait-and-switch marketing tactics only added to my frustration.
First and foremost, one of the most frustrating aspects of Altra Federal Credit Union is their restricted operating hours. It's astonishing that a financial institution in this day and age would close their doors on weekends. This severely limits the convenience for working individuals like myself who can only tend to their banking needs on Saturdays or Sundays. It is incredibly inconvenient to have to rearrange my schedule during the already busy workweek just to perform basic banking transactions.
Additionally, their online security measures are disappointingly lazy. In an era where cybercrime is rampant, it is crucial for financial institutions to prioritize the safety of their customers. However, Altra Federal Credit Union seems to have overlooked this fundamental aspect. Their online security measures are subpar at best, leaving customers vulnerable to potential hacking attempts and identity theft. It is alarming that a credit union, which should be safeguarding our financial well-being, falls short in protecting our sensitive information.
Moreover, I was deeply disappointed by the credibility of Altra Federal Credit Union due to their bait-and-switch marketing tactics. These questionable practices involve enticing customers with attractive offers and rates, only to backtrack on those promises once the customer is committed. It's a deceptive strategy that undermines the trust between the institution and its members. Such unethical behavior raises serious concerns about the credit union's integrity and their commitment to honest and transparent dealings.
Overall, my experience with Altra Federal Credit Union was extremely unsatisfactory. Their inconvenient operating hours, lax online security measures, and questionable marketing tactics make it difficult to trust them with my financial affairs. I would strongly advise anyone considering banking with them to explore alternative options that prioritize customer convenience, security, and ethical practices.
*** Response to their response
I live 80 miles away from the nearest branch and with customer service not available on weekends I needed to waiting until Monday or drive 160 miles.
SECURITY
reCAPTCHA primarily focuses on verifying the user's humanity, typically through image recognition or solving simple puzzles. While it can help prevent automated bots from accessing banking websites, it does not address other sophisticated security threats, such as phishing attacks, malware, or social engineering techniques.
reCAPTCHA is essentially a form of single-factor authentication, which relies on something the user knows (solving a puzzle) or something the user has (visual or audio input) to verify their identity. However, for banking transactions, it is crucial to have multi-factor authentication that combines multiple factors such as something the user knows (password), something the user has (OTP token or smartphone), and something the user is (biometric data). This layered approach provides a higher level of security.
reCAPTCHA does not provide any means to verify the identity of the user beyond confirming their humanity. In banking, it is essential to have a robust identification process to ensure that the person conducting the transaction is the legitimate account holder. This typically involves additional security measures like username/password combinations, security questions, or two-factor authentication methods.
While reCAPTCHA has proven effective in deterring many automated bots, it is not foolproof. There have been instances where sophisticated bots or human-powered services have managed to bypass reCAPTCHA. Additionally, attackers can employ various techniques, such as using machine learning algorithms or distributed human labor, to overcome the challenges posed by reCAPTCHA.
reCAPTCHA can contribute to the security of online banking websites, it should be implemented as part of a broader security framework that includes multi-factor authentication, user identification processes, encryption, and robust anti-fraud measures. A comprehensive approach is necessary to ensure the security and integrity of banking transactions in the face of evolving cyber threats.
Response from Altra Federal Credit UnionJul 5, 2023
Michael,
It is disappointing to read your review about us. We value our member's input and appreciate the time you took to share your thoughts, but there are some things here that we would like to address. If you are in our La Crosse market, our location in Festival Foods on Copeland Ave. is open with Saturday lobby hours, 9am-4pm. They are also opened during the weekdays until 7pm to accommodate our members that cannot get to our branches before 5:30pm. We also offer our SAM-e machines 24/7 at all Altra locations to allow our members the ability to complete transactions with us any time of day. When it comes to online security, our member's security is top priority. Our Online Banking uses re-CAPTCHA verification in the background to prevent unauthorized logins. If you have any specific security concerns or additional questions, please feel free to reach out to us to discuss further at 1-800-755-0055. Thank you for choosing Altra!