Worthy FinancialReviews of worthybonds.com

Update Feb 2026: I will be looking to pursue legal action against these crooks who stole the money. I just received this email stating that all the contributions will not be returned effectively losing thousands of dollars. I feel for those who may have lost hundreds of thousands. “As of February 2nd, 2026, after exhausting all available debt-recovery and asset sale efforts, Worthy Peer Capital has determined that no further funds remain for distribution to bondholders. As a result, any securities held in this offering should at this time be considered worthless. Please contact your tax professional regarding the appropriate tax treatment for any loss related to the foregoing.” Update July 2025 : I just got an email from them stating that they will not be able to recover the bond contributions from collections, so they cannot pay back the bonds, confirming that they stole our money. SCAM!! In August 2020, I bought 147 bonds. Now, when I tried to withdraw them, they told me they were unavailable due to the companies being unable to pay their bonds. When I initially invested, they told me I could redeem at any time. They basically stole my money.

Absolute scam. Years of them lying and disallowing funds to be withdrawn. Lawsuits, sec filings and more and all they do is lie and extend.

I've been using Worthy Bonds for years and it has been pretty great so far. I've never had an issue as there are no penalties for early withdrawal and the earnings have been pretty consistently what they claim they will be. However, it was on pause for like a year and claimed their filings were in review with the SEC... I've invested in other Regulation A investments and never been told things are on hold while the SEC reviews. Were they up to something shady? I hope not. Until recently, I wasn't really making a decent income and used like a cushion. Pad the account when I can, comfortably withdraw when I can't and rinse/repeat. I had gotten the lowest paying job I'd had in years and didn't want to touch my investment in Worthy at all as it didn't look like I could reinvest anytime soon. Luckily, I'm in a better place now and Worthy has finally reopened investments, so I can pad the account and should something happen or I loose my job or whatever, feel comfortable that I can reinvest as soon as I have the money again.

Like many others, I have been waiting on Worthy Bonds to release my money since the redemption freeze started in 2022. As of today, that's 2 years waiting for my money. And when I say this, i mean the total amount invested initially PLUS all accrued interest. I haven't received 1 cent of it. I had no idea that the interest was also at high risk in the event of a default. They say they are taking measures to make all of us whole again, but we have no concept of where we are on the list and it makes it harder and harder to believe its ever going to happen. Please don't make the same mistake as me. Invest your money elsewhere. Even HYSA (high yield savings accounts) are offering around 5% interest at the moment. That extra 1 or 2 percent is NOT worth the risk.

Invested in Worthy Peer Capital II in 2020 and thought it was good return, however "pause" or "hold" aka possibility never see that money again was placed in July 2023 which is 60 days from payout date. Been over one year sense the pause and keep blaming the SEC for delay it payout.

I've been a Bond holder with Worthy since 2019. I've had as much as $98k invested at one time. Over the years I have asked for withdrawals at least 17 times, and every time was given my withdrawal in 6-10 days. Very trustworthy in my opinion. Not FDIC Insured, but their business model makes me feel confident...and even during the pandemic there were no problems.

I, like many others, invested in Worthy Financial / Worthy Capital's bonds that offered 5-7% interest back in 2020. I went so far as to invest in 4 different rounds of bonds. The problem came when those bonds matured - Worthy froze withdrawals on those assets and is keeping that money and the accrued interest. It has now been over a year since my bonds have matured and should have been paid out to me, but I am still unable to withdraw those funds. You'll notice that Worthy Financial / Worthy Capital only seems to respond to the positive (or mostly positive) reviews and simply ignores the criticisms. Don't waste your money here, instead invest somewhere else.

Not going to be using this in the future. I was impressed with the 5%-7% return until I realized that it wouldn’t let me withdraw one of my accounts. That account had an amount that was greater than the amount of money I got from the 5%-7% return. So I actually ended up losing money using Worthy. Just invest in a 4%-5% HYSA that is actually insured by the FDIC. I understand this is my fault because of the risk that is involved but just making sure nobody else makes the same mistake I did.