Worthy FinancialReviews of worthybonds.com

I've been using Worthy Bonds for years and it has been pretty great so far. I've never had an issue as there are no penalties for early withdrawal and the earnings have been pretty consistently what they claim they will be. However, it was on pause for like a year and claimed their filings were in review with the SEC... I've invested in other Regulation A investments and never been told things are on hold while the SEC reviews. Were they up to something shady? I hope not. Until recently, I wasn't really making a decent income and used like a cushion. Pad the account when I can, comfortably withdraw when I can't and rinse/repeat. I had gotten the lowest paying job I'd had in years and didn't want to touch my investment in Worthy at all as it didn't look like I could reinvest anytime soon. Luckily, I'm in a better place now and Worthy has finally reopened investments, so I can pad the account and should something happen or I loose my job or whatever, feel comfortable that I can reinvest as soon as I have the money again.

The browser works great. The app doesn’t seem to.

The service Worthy provides itself is awesome, great return with the ability to sell early without much of a penalty. The bonds themselves are incredibly easy to market which is a credit to the Worthy team. I will say, having an app that doesn't even work (just takes you to an internet browser), and then a website that seems to have gotten a little more clunky than earlier versions is frustrating. All I would want in an app is being able to check balances, buy bonds, and track my interest, but it seems Worthy can't make that happen in an app. The website can technically do all those things, but it's just not as easy as it used to be which is disappointing. Overall, I still am a big fan, there's just room for improvement

While I like Worthy very much and find the site easy to use, I feel there is one drawback. Access to my profile and bond funding. I have several bank/credit union accounts, and would like to be able to select a different funding account before buying. As I see it now, the account I started with will always be the account that money will be pulled from. A little inconvenient. But, I love the returns!

It is a great way to invest in bonds at small amounts. What is lacking is a comprehensive, polished mobile app.

I’m happy I got to invest in these bonds and get 7% APY. I was only sad about not getting to take advantage of the round-up perk due to some issue that I forget about. I am not using Worthy anymore for now because I have decided to invest more into my business I just started as well as the market. But this is a nice place to put money that you aren’t worried about losing. Remember, this ain’t FDIC insured, so only invest what you can lose!

I sometimes have issues logging in. Overall, this is a good way to invest your money into bonds, but it will be awhile before you see those funds.

I’ve had a good experience with worthy especially the first time around the peer lending. I can not wait for the app to be launched, I think it will make it easier to operate.