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Worthy Financial (worthybonds.com) has 252 customer reviews on Five Star Index, with an average rating of 3.2 out of 5.
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Investments & Wealth · Hollywood, Florida
Excellent
Investments & Wealth · Orlando, Florida
Excellent
Investments & Wealth · Ponte Vedra, Florida
Excellent
Investments & Wealth · BOYNTON BEACH, Florida
Excellent
252 approved reviews, newest moderated first
Th
Fortunately I only lost $1000 but many have lost a lot more. They froze my money while claiming my interest was growing. My tax documents showed this bogus interest increase and then today I log in to see a message that all funds are gone. Stay away from this at best, misleading company.
CW W.
Lost over $20K with Worthy. Locked redemptions for years and provided very little updates. Felt strung along for years and then they finally declared them worthless. Unbelievable that they continue selling other bonds. The lack of transparency is appalling and they should expect legal action. One star is too generous of a rating.
Kevin E.
Love Worhty bonds They not a scam I was able to withdraw any amount when I needed it no questions asked. I trust worth bonds with my $570,000 no issues . SO CUTT SHITT THATS A SCAM. ITS NOT -
Israel R.
WARNING - YOU WILL LOSE YOUR MONEY IF YOU INVEST WITH WORTHY!! Save yourself the hassle and put your money to work somewhere else. I haven't been able to redeem my bonds in almost 3 years. I understand the risk involved but this company does not communicate with their investors as to what they are doing to try and get investors money back. Oh, and if you complain on their social media platforms, they will just delete it and block you. What do you have to hide Worthy?? You put more effort in getting new money coming in then to at least have the common courtesy to keep your investors informed. Whoever runs communications for this company should be fired!! They just assume the less they communicate with you, the better the chance that you'll just go away and assume your money is lost. I highly doubt anyone will respond to this review as they only care about positive reviews!!
Response from Worthy FinancialDec 10, 2025
Hello Israel. While the potential of loss is disappointing, the majority of all Worthy bonds have been repaid as promised. The small percentage of bonds that have not been repaid were from our earliest offerings, supporting businesses that were negatively impacted by COVID. We have never experienced any losses in our real estate-related offerings. Regarding social media, we are happy to reply to customers' questions, but when the same customer makes the same comment on every post, our typical public engagement becomes counterproductive. We offer better resources to support our customers, like our customer service email and the support portal on your dashboard. Thank you for sharing your concerns. We will be proactive in reaching out with any updates.
Kc
I have invested made money cashed out and kept some in. All has been according to their word. I hope they prosper.
Mike F.
My only complaint is that I have had quite a bit of money tied up in Worthy Peer Capital and Worthy Peer Capital II, that I cannot access, due to the people that they loaned the money to, not being able to pay it back. It has been a few years now that it's been in accessible. Hopefully I get it back someday. Going through a divorce and not having access to this was a serious strain on my life. I guess just be very careful about investing here even though it sounds so good. There are other alternatives with rates a little lower but at least you will still have access to your money if you need it. I do also have some money in worthy property bonds that I have not had any issues with up to this point.
Rich
The majority of their offerings have failed resulting in investor losses. They won't declare them a total loss yet, so you can't even claim the losses on your taxes. These were supposed to be highly collateralized loans with contained risk, but apparently that was not actually the case. Mostly a pyramid scheme where investors cashing out early were OK. Luckily I only lost $8K because I cashed out almost everything 3 days before they froze redemptions!
Response from Worthy FinancialSep 24, 2025
Hi Rich. While having any losses is disappointing to us, the majority of all Worthy bonds have been paid as promised. The small percentage of bonds that have not been repaid to date were in our earliest bond offerings, supporting businesses that were negatively impacted by COVID. We have never had any losses in our real estate-related offerings. Please know that recovery efforts are underway on the remaining business loans, and in fact, just last week, we made additional disbursements to bondholders. Worthy has not declared a formal loss on these early bonds as we continue to work on the redemption of all outstanding obligations. All Worthy offerings are drafted by outside law firms, are reviewed and qualified for sale by the SEC, and require annual financial audits by third-party/independent auditors so they are compliant with all regulations. We can assure you that everything Worthy does is lawful and “by the book”. Thank you for sharing your concerns–we look forward to sharing news of the resolution of this liquidity.
ken M.
Worthy Bonds is a good site that you can get 7% on your money, but the downside is that when a bond you have closes due to borrowers not being able to pay their loan, then the bond is sold, and you can not get your money. I have like 5 bonds that I have $75 and I can not withdraw the money.
Response from Worthy FinancialSep 24, 2025
Hello Ken. The illiquid bonds were part of Worthy’s first offerings in 2018-2022; those bond sale proceeds backed loans to fund American small businesses. These investments generated the advertised return until the unprecedented COVID pandemic significantly impacted the ability of the small businesses to repay their loans to Worthy. As is well-known, small businesses were deeply impacted by the pandemic, with many around the globe even declaring bankruptcy. As a result, Worthy was forced to pause redemptions on a small percentage of remaining bonds in these business offerings. It remains the intention of Worthy to make our customers whole. Efforts are underway to sell unrelated assets, the proceeds of which we anticipate covering the redemption of all outstanding bonds. We appreciate your continued patience in this matter and hope to have some good news for you.