Santander Consumer USA Inc. - Specializes in automotive financing for dealers and consumers. We offer a wide array of finance and auto-related products plus a robust loan servicing operation. Part of global banking leader Santander. Through its Drive®, RoadLoans® and Santander Auto Finance brands, Santander Consumer USA Inc. offers automotive financing through a network of dealer partners. Our finance programs help consumers with a wide range of credit situations purchase quality vehicles.
Santander Consumer USA (santanderconsumerusa.com) has 495 customer reviews on Five Star Index, with an average rating of 2.4 out of 5.
Also known as
santanderconsumerusa.com
Website
santanderconsumerusa.com
Category
Investments & Wealth
Location
Fort Worth, Texas
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 99% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Salesman professional and friendly. Listened to my wants and needs and located the perfect car for me. Process was smooth and I am extremely happy with my experience. Especially my new ride. I’ll be back and refer my family and friends. Thanks so much. Payment affordable. Yeah!!!
Response from Santander Consumer USASep 17, 2026
Hello Linda! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
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Gary C.
I financed my truck in 2022
I financed my truck in 2022. I paid on it for 4 years before I traded it in. I was never 30 days late on any payment. Because the dealership took over 30 days to pay the truck off they put a late payment on my credit.
You call them and no one is helpful or speaks English. I will never do business with Santander again.
Pure garbage. DO NOT LET THEM FINANCE YOUR AUTOMOBILE!!!!! You’ve been warned.
Response from Santander Consumer USASep 17, 2026
Hello Gary! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info. Please review your email at your earliest convenience. Have a great day!
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Lucia A.
I just want tank you gor give me the…
I just want tank you gor give me the loan and trust me on me. I promise that buou wont regret, and i will be always be grateful for you help and trust.
Response from Santander Consumer USASep 17, 2026
Hello Lucia! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
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ADRIENNE S.
They were very understandable to the…
They were very understandable to the situation ! It doesn’t get any better with these guys! Thanks for everything 🙏🏾
Response from Santander Consumer USASep 16, 2026
Hello Adrienne! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
RC
regina C.
The lady helped me through the setting…
The lady helped me through the setting up acct process and was amazing!!
Thank you for having great employees!!
Regina Cox
Response from Santander Consumer USASep 14, 2026
Hello Regina! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
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Roberto A.
Paid my loan off 11 Months early and Santander still Damage my credit
12:20 PM (0 minutes ago)
to me
My experience with Santander Consumer USA has been an absolute nightmare. I would not recommend this company to anyone.
I paid off my auto loan approximately 11 months early, yet Santander took an unreasonable amount of time to properly process my payoff. Despite receiving my payment, they reported late-payment information to the credit bureaus, which negatively affected my credit. I find it completely unacceptable that a customer can fulfill their financial obligation early and still have their credit damaged because of delays and poor handling by the lender.
Trying to resolve the problem has been extremely frustrating. I have spent countless hours calling customer service, being transferred from one representative to another, and receiving inconsistent or incorrect information. Communication with the call center has also been extremely difficult at times, and it often seemed that representatives did not understand the account history or know how to resolve the issue.
This situation has caused me unnecessary stress, damaged my credit, delayed the release of my lien/title, and created additional financial problems for me. I should not have to suffer these consequences after paying my loan off early.
Santander needs to take responsibility, investigate how my payoff was handled, correct any inaccurate late-payment reporting with ALL three credit bureaus, and provide written confirmation that the corrections have been submitted.
This has been one of the worst customer-service and financial experiences I have ever had. Based on what I experienced, I cannot recommend Santander Consumer USA.
Response from Santander Consumer USASep 14, 2026
Hello Roberto! Thank you for taking the time to provide such detailed feedback. We hate to hear about your experience, and we'd like the opportunity to have one of our specialists review your concerns. Trustpilot has sent you an email requesting additional info. Please review your email at your earliest convenience. Have a great day!
VC
Valued C.
Excelente servicio
Excelente servicio
Response from Santander Consumer USASep 14, 2026
Hello there! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
TB
Timika B.
For some reason I can not set up my…
For some reason I can not set up my account through the app. It keeps saying it doesn’t recognize my account. That sucks because I shouldn’t have to go through an email everytime I want to get on my account.
Response from Santander Consumer USASep 14, 2026
Hello Timika! Thank you so much for taking the time to provide your feedback. Please note that Santander Consumer USA auto loan customers do not have a mobile app, so accounts must be managed through MyAccount on our website. Please visit https://myaccount.santanderconsumerusa.com and select “Sign Up for Online Access.” Follow the prompts to create your account. If you're having trouble during registration, Trustpilot has sent you an email requesting additional info. Please review your email at your earliest convenience. Have a great day!