Santander Consumer USA Inc. - Specializes in automotive financing for dealers and consumers. We offer a wide array of finance and auto-related products plus a robust loan servicing operation. Part of global banking leader Santander. Through its Drive®, RoadLoans® and Santander Auto Finance brands, Santander Consumer USA Inc. offers automotive financing through a network of dealer partners. Our finance programs help consumers with a wide range of credit situations purchase quality vehicles.
Santander Consumer USA (santanderconsumerusa.com) has 495 customer reviews on Five Star Index, with an average rating of 2.4 out of 5.
Also known as
santanderconsumerusa.com
Website
santanderconsumerusa.com
Category
Investments & Wealth
Location
Fort Worth, Texas
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 99% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
Hello Tarun! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!
CA
Corina A.
Just got my online account going thanks…
Just got my online account going thanks to a very smart young man named Eshish. After multiple attempts to establish my account and just kept failing. Eshish walked me one step a time with so much professionalism and patience that I finally managed to get it. Very smart man. Thank you Eshish!
Response from Santander Consumer USAJun 8, 2026
Hello Corina! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
AH
Angela H.
Horrible customer service
I absolutely hate that I'm stuck with this corrupt company! In the two years of owning my car I and anyone else I have had look at my account can't figure how the balance owed is waaaay more then the car was at purchase. Then to add to it all the amount of "late " fees they keep tacking on. Oh and this really gets me I have bill collectors calling me telling me Im three months behind!! Calling and trying to get someone who speaks english is impossible. MY advice stay away from this corrupt company!!
Response from Santander Consumer USAJun 8, 2026
Hello Angela! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!
LV
Lisa V.
Raise my interest rate to a crazy…
Raise my interest rate to a crazy amount.
Response from Santander Consumer USAJun 5, 2026
Hello Lisa! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!
KM
KeeAshia M.
It’s 7:08 am and don’t answer their…
It’s 7:08 am and don’t answer their phone. So unprofessional. Next time I’m getting a bank loan than to go through this hassle
Response from Santander Consumer USAJun 3, 2026
Hello KeeAshia! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Our Customer Service center is available Monday through Friday 7:00 AM to 9:00 PM, Saturday 7:00 AM to 5:00 PM Central Standard Time and closed Sunday. If you are still needing assistance Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!
SG
Simone G.
The lady on the other end was fantastic…
The lady on the other end was fantastic I felt like a family member im so happy to keep my Jeep it has changed me. I will give her name a shot out with returning review
Response from Santander Consumer USAJun 2, 2026
Hello Simone! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
JD
Jeffrey D.
Everything is great just need an App…
Everything is great just need an App for this
Response from Santander Consumer USAJun 1, 2026
Hi Jeffrey! Thank you so much for taking the time to provide your feedback and we appreciate your business. Please click here https://myaccount.santanderconsumerusa.com/Home/SignIn and be sure to save our website to your favorites to access your account anytime. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!
SF
Steve F.
IF A NEGATIVE RATING WAS AT ALL…
IF A NEGATIVE RATING WAS AT ALL POSSIBLE THIS COMPANY DESERVES IT!
Anything that could go wrong has gone wrong. The only people I could reach at any time were in India or Bangladesh or some such third world toilet!
I am dealing with the estate of my eldest son and he apparently has an auto loan through them. After two days of speaking with morons who can barely speak English I got in touch with one who was able to do so well enough that we could communicate. He told me that I had to send them documentation such as a death certificate, etc., BY FAX MACHINE ONLY!! No PDF files or digital copies via email. FAX ONLY!!! No one in our town has a FAX machine! Not even one!
After the person gave me the FAX number I drove half an hour to an office center and they tried to send the documents. After over an hour of the target machine hanging up, they had to close for the evening. So, I went back today and we spent another two hours trying to get the Santander FAX machine to answer. We never got a hook up. Eventually, the person at the counter looked up another FAX number for another division and we sent the documents there just to prove that they had been sent to the company. At least the legal part has been covered.
I am now putting copies of everything into envelopes and will be using USPS to send the documents via certified, return receipt mail to the post office boxes listed on their pitiful and ridiculously stupid web site. To say the least, the web site is absolutely useless because no matter what you wind up at the same phone number with no results.
What I did learn from my conversation with the person overseas is that although all of the information I supplied, including SS#, DOB, address, point and date of purchase and more, was correct. However, there was now a "co-signer" and the VIN for the vehicle did not match! There is no "co-signer" on the original purchase papers which I have in front of me right now! To add to the confusion the payoff of the vehicle is more than the selling price of my son's vehicle by almost $14K according to the web site from Hell!!!!! WTF!!!!!!???????? You figure it out because I cannot!
In addition to a completely failed web system the robotic telephone system is even worse! It keeps spewing forth advertisements and menu choices which run you down various rabbit holes that all loop back to the beginning. Whoever thought this one up is psychotic and should be locked up in a rubber room!
I am currently writing letters to the senior officers of the company and I am not holding back by any means. What I will be sending them will make their eye burn!
This is indeed the most useless and dishonorable company on the planet! I implore anyone reading this entry to avoid doing business with this clown organization at all costs! Go without if you must but, please, please, PLEASE, DO NOT DO BUSINESS WITH THIS COMPANY!
Addendum: You may notice a "reply" from the company below this article. What was submitted is very obviously an automated response by an AI/BOT system. It is very recognizable as such. My response is simple, get a real living breathing and English speaking person to respond or go pound sand!! The number that was provided was just one of the telephone numbers that went to a call center in Southeast Northwest Central Toilet Town India! FORGET IT! NO WAY!
If that stupid computer wants any response from me then get Christiana Riley or David McClelland to reach out to me in person and we can have "discussion" about their miserable and very poorly rated corporation! The computer is too stupid to do that and if it was they likely have not the courage or integrity to do so.
For the record, the BBB and other organizations, Trust Pilot included, all have hundreds, if not thousands, of complaints and horror stories about this company and their supposed "customer service." Look it up yourself!
So, in response to TP for wanting verification, consider this that verification. For the stupid and useless AI/BOT system, go stick your wires in water and get a short! Have those supposed leaders contact me directly if they have any honor whatsoever. If not, well, I've said as much as I car to say.
As we used say in the radio communications field, END TRANS!
Response from Santander Consumer USAJun 1, 2026
Hello Steve! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!