Derek P.
I have a Santander lease for a vehicle…
I have a Santander lease for a vehicle that was totaled 63 days ago. The insurance company has been trying to pay off the loan for 40 days. Santander customer service is awful, it's all outsourced to representatives in India. Every week, they say they will fix the problem within 3-5 business days. Insurance sent me proof of payment that cleared 13 days ago, and Santander says they haven't gotten a check. Meanwhile, I'm still making payments on a vehicle that has been totaled for two months. Supposedly I will get a refund...that should be fun to chase down.
Response from Santander Consumer USAAug 5, 2026
Hello Derek! Thank you for taking the time to provide your feedback and we hate to hear about your experience. This isn't the level of service we strive to provide. We'd like the opportunity to have the appropriate team review your concerns. We've forwarded your information to one of our specialists for review. Someone will be reaching out to you within the next 24–48 hours to assist further. Thank you for your patience, and have a great day!



