Joy G.
One of the shoddiest places I have had the displeasure of working with!
The only thing they do well is take my money every month. They do not return phone calls, they hit my bank account twice in the same day for my April payment and caused me to bounce checks. I have been served court papers 3 times, there are several creditors they have never negotiated with in almost 3 years, I have had my wages garnished. To be fair to them, I did have surgery that went bad real quick and ended up with 3 surgeries in a six week period. I missed two payments. I called them to make good and the customer service rep said "We will just start you back up next month". I said, "Great, thank you!" I had no idea that meant I would miss payments on negotiated settlements and mean I had to start all over, pay them to re-negotiate those settlements. It just goes on and on. They will not return my money, this is handled by the "Payments Department" and they do not take phone calls. They are always "going to have an attorney return your call"..doesn't happen. Or if it does happen and I miss the call, good luck trying to return the call as they direct you to. You won't ever get the person back. Pretty much all of the things outlined here by other consumers. I just can't take anymore dealing with them. I want to fire them but am afraid I won't get my money back this is sitting in the account they manage. I have emailed the address they give here for someone to contact me, it has been ignored, obviously, as I have not heard a word in 6 weeks. Stay away from them!


