OneAZ is a member-owned credit union serving the State of Arizona. Our mission is to truly improve the lives of our members, our associates, and the communities we serve. OneAZ offers a full suite of banking services. Members enjoy low rates on home and auto loans, lower fees for services, and the latest banking technology. OneAZ was founded in 1951. Membership is open to all Arizonans.
OneAZ Credit Union (oneazcu.com) has 544 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
Also known as
oneazcu.com
Website
oneazcu.com
Category
Credit & Debt Services
Listed on Five Star Index
2026
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The company replied to 100% of reviews.
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Most recent review: October 2026.
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I have always had a great experience at this bank. I have been banking with them for a few years now. I just opened another account yesterday, and the experience was just as good as the first time. Easy, professional, and quick! Yesterday I worked with Madison M., and she was phenomenal.
Response from OneAZ Credit UnionDec 19, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
CO
Chita O.
I can count on OneAZ!
I went in to get some help with cards that were not working, and Matt and Zoe were kind enough to give me a hand! They did it with a friendly smile on their face and were not bothered at all that some of the issue was "operator error!" I have been with OneAZ for many years and have always experienced great customer service!
Response from OneAZ Credit UnionDec 19, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
PM
Pramod M.
I recently completed a HELOAN with…
I recently completed a HELOAN with OneAZ Credit Union, and I couldn’t be more delighted with the entire experience. From start to finish, the process was smooth, transparent, and impressively efficient. Their rates were by far the most competitive I found—where else can you secure a HELOC around 6.5% with barely $200 in total fees? Plus, being a member with direct deposit opens the door to even more discounts, which was a great bonus.
I began my application in the third week of November with Vaughn Sells, who set the tone for the whole experience. He walked me through every step, provided a clear checklist of required documents, and made sure I always knew what to expect next. Claudia Flores, the loan processor, continued that same level of excellence. She was consistently prompt, kept me updated without me ever needing to ask, and made the underwriting phase feel effortless.
By the time I reached the signing appointment, my expectations were already high—but Madison Mayorga still managed to exceed them. I arrived 15 minutes early and was helped almost immediately. The entire signing took less than 15 minutes, and she even set up autopay for me on the spot and sent all documents electronically before I left.
It’s rare these days to find a financial institution that combines great rates with genuinely outstanding service at every touchpoint. OneAZ delivered exactly that. I’m extremely satisfied and would recommend them without hesitation. I know which bank I will go to for any of my future banking need.
Response from OneAZ Credit UnionDec 17, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
JR
Jennifer R.
Great first impression and overall experience
Working with Madison has been so amazing! While switching institutions she made our experience so quick and painless. Even when we had to come back multiple times for things on our end. She was great and always happy to help us!
Response from OneAZ Credit UnionDec 17, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
JO
John
Outstanding. Customer Service
I had the opportunity to work over the phone with representative Patrica Reyes. Patricia was an exceedingly knowledgeable and compassionate help in my case of stolen identity and assisted me with stop payment process. I could tell she truly cared and those are the hallmarks that make ONE AZ- my choice of credit unions-
Response from OneAZ Credit UnionDec 15, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
JC
JustAnswer Customer-Shara W.
Personal Banker
Erica Byrd is by far the epitome of what exceptional personal banking looks like. She is the reason we stayed during the transition.
Response from OneAZ Credit UnionDec 11, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
TS
Tom S.
Alyssa was very attentive to my…
Alyssa was very attentive to my question! Great customer service! 👍
Response from OneAZ Credit UnionDec 10, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.
JY
Jules Y.
I recently worked with Marilyn Ramos at…
I recently worked with Marilyn Ramos at OneAZ Credit Union to finance my vehicle purchase, and I could not be more impressed with the experience. Marilyn provided prompt service from start to finish and was extremely responsive to every question I had along the way. She made the entire process smooth, clear, and efficient. We were able to complete everything in just two days! I drove the car home on Day 2!
Marilyn’s professionalism truly set her apart. I am grateful for her support and highly recommend her to anyone seeking financing assistance at OneAZ Credit Union.
Thank you, Marilyn!
-Jules
Response from OneAZ Credit UnionDec 9, 2025
Thank you for sharing your experience with OneAZ Credit Union! It is Onederful to hear that our team provided you with helpful service. We value your membership and look forward to serving you again.