Oncourse Home Solutions offers affordable home protection programs that help protect against unexpected repair costs for service line emergencies. We currently manage over 2 million service contracts including water line, sewer line, in-home plumbing, and interior electric line across the country for homeowners, utilities and municipal customers. Oncourse strives to provide hassle-free repairs, exceptional customer service, professional local contractors, and peace of mind.
Oncourse (oncourse.com) has 506 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
Also known as
oncourse.com
Website
oncourse.com
Category
Insurance
Listed on Five Star Index
2026
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The company replied to 100% of reviews.
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Most recent review: October 2026.
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The technician arrived on time and was professional. Although he was unable to fix our washer, he determined that we could receive the stipend for use towards a new washer - we received the check in a timely manner and have replace the washer. This was a good experience.
Response from OncourseAug 10, 2026
Thank you so much for your kind words! We’re thrilled to know our team delivered the service you expected and deserved. Our 24/7 live agent support and trusted local technicians play a big role in making moments like yours possible, and feedback like this motivates us to keep raising the bar.
CU
customer
Buyers beware
I first started using this company a few decades ago when they were known as Nicor Services. At the time, their service was exemplary, and I referred many of my friends to them. However, when the name changed to Pivotal Home Solutions, the quality of service began to decline, and the monthly warranty plans grew expensive.
Now that the company has rebranded as OnCourse Home Solutions, the situation has become completely unacceptable. Service calls are routinely canceled automatically. On multiple occasions, I have called on the day of a scheduled appointment only for a customer service representative to tell me no service was scheduled. Even after rescheduling, I faced the exact same issue on the new dates.
My experience with trying to replace my furnace highlights their poor business practices. I requested an installation estimate from OnCourse, but out of curiosity, I checked with other vendors. The quotes I received from competitors were a few thousand dollars cheaper. Wanting to give OnCourse a chance, I asked if they would honor their price-match guarantee to beat the lowest bid. They never responded.
Most recently, I received a letter stating that my monthly warranty premium would increase by 67%. This new rate is 50% higher than the most expensive plan listed on their official website. When I called to question this, I was simply told that this was the current rate. After receiving no further response from the service team, I emailed the Vice President. I then received a call from an individual claiming to be a manager, who rigidly insisted that the 67% increase was correct. As the conversation became increasingly unprofessional, I instructed her to cancel my warranty.
Although I received a cancellation confirmation via email that same day promising a follow-up notice by postal mail, a few weeks have passed and nothing has arrived. Furthermore, instead of issuing a prorated refund for the remainder of the month, OnCourse Home Solutions has continued to charge my credit card.
In summary, my experience with OnCourse Home Solutions has been utterly pathetic. The service is unreliable, the warranty pricing is unreasonably high, and the management is the worst I have ever encountered. I am sharing this review so that current and future customers can make an informed decision before choosing OnCourse Home Solutions.
Response from OncourseAug 5, 2026
Thank you for taking the time to share your feedback. We're truly sorry to hear about your experience, and we want to make this right. We have located your accunt and are revewing the history and have assigned a member of our Help Desk teamto reach out to you directly to work toward a resolution. Your feedback is important to us, and we're committed to using it to improve.
SJ
Sadeq J.
I have with them one year after 3 month…
I have with them one year after 3 month from service I am starting getting double charge not even that Everytime I speak with them for adjustments never receive, please don't trust this company because there people cannot be trusted and they plan is a trick you to sign in. I don't trust them any more
Response from OncourseAug 5, 2026
Thank you for taking the time to share your feedback. We’re truly sorry to hear about your experience, and we want to make this right. We would like to work with you to bring this matter to resolution. We are unable to locate your account or claim and need some additional information from you so that we can assist in getting this resolved. Will you please email us at [email protected] and a member of our Help Desk team will reach out directly to learn more and work toward a resolution. Your feedback is important to us, and we’re committed to using it to improve.
RI
Rick
Eddie from Kieser Heating and cooling…
Eddie from Kieser Heating and cooling was prompt, professional and best of all, he got our AC up and running in 15 minutes.
Response from OncourseAug 5, 2026
Thanks for the shoutout! We’re so glad our technician made a great impression. Our techs bring decades of local experience to every system in your home with pride in every repair. We’ll make sure to pass your feedback along.
BH
Betty H.
too expensive
Cancelled them becuase they were too expensive. they tried to keep me by offering half of what i was paying. if you could afford to accpet that money then it should have been offered in the first place. the cancellation person told me not to pay the current bill due on 7-10 that it was the next billing cycle and we still had 7 days in the current cycle. they billed me anyway and tried to tell me that the 7-10 bill was for june1 - june 30. tried to tell me that the bill due on 7-10 was paying for the past month of june. no one bills you for a previous month, you have to pay up front for the current month.
Response from OncourseAug 4, 2026
Thank you for taking the time to share your feedback. We’re truly sorry to hear about your experience, and we want to make this right. We would like to work with you to bring this matter to resolution. We are unable to locate your account or claim and need some additional information from you so that we can assist in getting this resolved. Will you please email us at [email protected] and a member of our Help Desk team will reach out directly to learn more and work toward a resolution. Your feedback is important to us, and we’re committed to using it to improve.
ED
Emma D.
The technician was very friendly and…
The technician was very friendly and great with explaining the problem. Sam kept me up dated on the part that needed to be order and when it would arrive, also timely setting up next appointment to install new part.
Response from OncourseAug 4, 2026
Thanks for leaving the review! We’re thrilled to here that our technician delivered a 5-star experience. Our local technicians are a huge part of why over 2 million customer trust us, and we’ll make sure your feedback gets back to them. We appreciate you choosing us to protect your home.
DG
Deanna G.
Serviceman was timely and courteous. Machine could not be fixed even tho he had reordered a new part.
Serviceman was timely, and very courteous.
Response from OncourseAug 3, 2026
We’re delighted to hear everything went smoothly for you! Our goal is to make home repairs as simple as possible - from scheduling and permits to sending a trusted local pro when you need one. Thank you for sharing your experience!
WC
Wanda C.
Ryan is a great asset to Oncourse Home Solutions!
Ryan has serviced my home before, and again he is the personable and professionally trained technician! He greeted me with a smile and introduction, and asked how my day was going. He explained the service he was providing and asked if I had any questions. In this day and age, that kind of service is rare and most appreciated. Thanks so much, Ryan!
Response from OncourseAug 3, 2026
Thanks for the shoutout! We’re so glad our technician made a great impression. Our techs bring decades of local experience to every system in your home with pride in every repair. We’ll make sure to pass your feedback along.