Liberty HealthShareReviews of libertyhealthshare.org

They are only efficient in their sales process and premium payment collection. They are great as long as you don’t have any health bills. Nothing is covered, even what is pure authorized takes 1+ years to be paid— if ever. Do not even think about it!

Liberty Healthshare changed their program, which wasn't supposed to take effect until March for our account. Due to the changes, and our medical needs taking 18+ months to be paid we decided to go a different direction. We called in to cancel our plan and told them it would be our last month, and then the representative told me that any and all needs for the previous 2 months would not be covered. The representative told me that a new policy is in effect that says that once a person cancels, no bills for the past two months will be covered by Liberty. I didn't agree to this policy. I emailed them three times and never got a response. Not only did they take my money that they don't intend to offer any service for, but they also charged me for an annual renewal even though I was canceling. On top of that, they refuse to do what we signed up for in a reasonable period of time.

Never covered anything, even though I was on the premium family plan and paying about $675 per month in premiums. When I went to cancel, they charged me premiums for an extra month I didn’t need and a manager there told me there is no way to credit back. Just a bad company.

Stay away from them! I signed on in 2019 and have since had an 89% increase in share amount with an increase in the AUA ( deductible). I have sent multiple email messages to their CEO and got back fluff. DO NOT DO IT!

Liberty Health share is a not a stable company, and does not pay out claims in a timely manner. I submitted a claim for an emergency room visit my wife had on 1/25/2021 totaling over $9k that I owe after negotiation. They have 6 months to pay a bill before it is considered "late". It has been 9 months now with no sort of resolution other than "we have a first in first out" sharing policy. I have seen other complaints from people as far back as 2019 who have yet to receive reimbursement for services with many bills going to collections as a result. This company has no reserves to safeguard against situations were a larger payout such as mine is warranted. I was lucky that my bill did not go to collections as well, and that eventually I was able to pay it when the company finally sent a check to cover the outstanding balance nearly a year later. I wish to never be place in that situation again.

Total waste of money. They never paid out and left us with thousands of dollars in bills after my daughter was born. I know the appeal of the price tag of this service seems nice but its an awful company. You never get the same answer or the same person when you call for help. Run away as fast as you can!!!!

Invoice 12/23/20 unpaid reimbursement. Everyone I referred to this organization has unpaid approved disbursements since 2020.

If I could give a half-star I would. Bottom line, my husband and I both were charged an extra $$ of money for the first three months due to weight/BP. Then we paid approximately $6,000 in sharing. We only submitted our "well visit" charges for our 1st doctor visits and bloodwork. They NEVER paid. Also a relative of ours has very steep medical bills and they did not pay. I have followed up over and over and get the same "canned statement" that we are in-line for payment. I guess that line is a year long. We changed companies. Wish I had read reviews before we signed up. DO NOT GO WITH THIS COMPANY.