HN
quick and easy
quick and easy

Get to Know LendKey LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees. First-Class Customer Service Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email. Student Loan Refinancing Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com. Private Student Loans Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed. Private student loans should be used as supplemental funding after exhau
LendKey (lendkey.com) has 491 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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HN
quick and easy
Natalie
I contacted servicing with very specific questions and requests and they have not actually answered anything I said. Turn around time was incredibly slow. And now my old loan servicer has not been paid and I have two loan payments coming due on the same loan when I am already constantly strapped for money. If I had $950 to throw around like confetti I wouldn’t have a student loan. Very, very disappointed with my experience. October 19, 2026 update: Despite the reply below, I have still heard nothing from Lendkey about my loan. I paid Lendkey their first monthly payment, meanwhile my previous loan still has not been paid off by Lendkey, and I have another $980 payment due to the previous lender in 15 days. This experience is causing me significant financial difficulties, when refinancing my loan was supposed to help put me into a better place financially month to month. Would not recommend using this loan servicer to anyone.
Response from LendKeyOct 14, 2026
Natalie, we are sorry to hear about your experience with us. We'd like to learn more and review your account to better understand the situation. Please know, our team is looking into this on our end, and we ensure that someone is in touch soon.
Stephanie C.
I financed a in-ground pool with LendKey in July of 2026 for the past two months have yet to see a bill. Definitely will be refinancing elsewhere once completion I mean who don't send a bill monthly???
Response from LendKeyOct 5, 2026
Hi Stephanie, thank you for your feedback and we're sorry to hear about your experience. We'd like to learn more and review your account to better understand the situation. Our team will look into this on our end and ensure that someone is in touch soon, and please don't hesitate to contact us at (888) 966-9268 so we can further assist you directly.
Abigail
Very easy and straightforward application and review process!
Response from LendKeyOct 5, 2026
Hello Abigail, we're so glad to hear that! We're always here to help.
Arlene
Great communication! Great product to meet my needs. So far, so good!
Response from LendKeyOct 5, 2026
Hi Arlene, thank you for your review! We are glad to hear about your positive experience.
Tressa C.
Horrible experience with this company. They do not know what they are doing!!! No one knows anything when you call for help. Total mess up with my son’s loan from the beginning. Still trying to get his loan after 3 months of bullshit. They give you the total run around and you still will end up with no loan. I highly adv Are you to NOT go with Lend key for loan assistance.
Response from LendKeySep 16, 2026
Tressa, we are very sorry to hear about your experience. We're glad our customer service team was able to reach out to discuss and help, and if you have any additional issues our team would be happy to assist further.
Ryan F.
The initial process was easy but ever since then it has been nothing but issues. It all started with them not taking the correct payment because they had the wrong loan amount. Once they found the issue, it was corrected but left me with a one time payment that was 4x the normal amount. Now they are saying I am past due for an amount of $.49. How am I going to be past due when my account has been on autopay from the start? *reply to Lendkey response* I called in and paid my outstanding $.49 a few weeks ago. I asked to speak to a supervisor. I am still waiting for them to call me back… If you want to know more, you can call me this time.
Response from LendKeySep 16, 2026
Ryan, we are very sorry to hear about your poor experience and all of the frustration you dealt with. We hope that you have since had your issue resolved but are happy to discuss further with you at (888) 966-9268. Please don't hesitate to reach out so that we can assist you further.
Taylor
Great Experience
Response from LendKeySep 16, 2026
Hi Taylor, thank you for your review! We're always here to help if you need further support.