IndigocardReviews of indigocard.com

What a HORRIBLE 2 days with this card! I could overlook the high interest and the monthly fee as I rebuild my credit but what I just dealt with caused me to close my account after only 48 hours. Traveling to Florida, I used my card twice in my home state and twice for gas on our drive down with no issues. Upon arriving to our resort, I tried to pay for lunch with my card and it was declined. I used my debit card and didn't think much of it. A bit later, I attempted to add my Indigo card to my GrubHub account to order dinner for myself and my daughter and it wouldn't add. I called Indigo and was sent to a "fraud specialist" who asked me 5 questions to verify my identity. Two of the questions were about addresses of people I've never heard of but had my same maiden name (which is a VERY common last name). She informed me I failed the questionnaire, and my card would remain locked even though I hadn't reported any fraud myself. I asked to speak to her supervisor and was transferred to a very nice young man who was understanding but who really couldn't help me. His only solution was to send a picture of either my DL or SS card into their department via email and wait 48-72 hours to be verified. I asked if my interest would be paused during this time and my monthly fee would be prorated, he apologized but said he was unable to do that. He really was nice but Indigo polices prevented him from helping me. I explained I could give any info needed, including all transactions on the card since it was activated. It was no use. He explained this could happen again at any time. I explained due to the fact this card is unreliable with a high interest rate and monthly fee it made no sense to keep it. I couldn't count on being able to use it even with plenty of open credit and no balance due. Their policies are ridiculous and I feel target people left with little to no other options on cards, charging outrageous fees and interest while not allowing you to use the card at their whim for no reason.

I wish I could leave a 0 stars. I was approved for a 700 limit but of course they added the high fees. I wanted to have low utilization so I paid it down and they closed the account right after. Basically took the money paid for fees and ran.

The worst card ever with their hi a__ interest and their annual AND monthly fees!! no way- Just like a tribal loan-- DONT DO IT!!

They have misleading practices. I was entice to apply by a deceptive email they sent me. Then when I did apply I got no answer, but that they would reach out to me. I found out that I was approved for the card by a hard inquiry hitting my credit alert monitor program that I'm in(for 6 points). I was livid. So I call them and spoke with this woman with a very strong accent, it really missed me off. She said I was approved for a 1000 dollars but they take off top $250.00 dollars off the card and whatever else fees. Truly a rip off company. They sucker people and target those who are building there credit. My score was a 686 after that hard inquiry it felled to 680 score. I canceled the card ASAP, as soon as I found out they approved me & it's not a 1000 dollars. They are taking a quarter ot the funds that the consumer would have to pay back. If you're going to give people credit or want them to do business with their company. They should be fair with folks & truthful about why they are really offering you their product. I wanted nothing to do with these crooks. There should be laws against companies that target those of us who they feel like they can do anything to. Worst credit card 3 party company ever! I will be seeking legal advice about being targeted and mislead. I'll keep you posted after I go after these crooks. They just hurt my credit score for no reason at all...

I do not recommend getting this card to build your credit. You cannot access your transactions. You have to call and they will tell you verbally. I chose to go paperless too. You make a payment and it still doesn't appear you made a payment. $175 annual fee they charge upfront. High interest rates. Terrible customer service. Stay away from them. Bad for business.

The card falsely advertises as having no annual fee but then charges you $5.07 a month which will amount to $60.84 a year! In addition, my card did not arrive in the first month but they still charged the $5.07! They refuse to 2-day or overnight mail your card if it is lost. So you end up paying for months that you do not even have the dern card!

Scam. Interest rates and fees are too high. If you get an offer throw it out.

They did give me a $1500 credit limit, but 1 year into having the card, they started charging annual fees . The last straw was when I called them to stop a recurring charge. I can't get that one particular business to cancel, so I asked the CB Indigo customer rep to stop payments for me. $12 a month. Said he could not so I cancelled the account. Threw him for a loop but I am out from under a junk card. Possibly the highest interest I have ever paid as well.