IndigocardReviews of indigocard.com

The worse. I got a card with $1000. Paid $10 for 3 months while waiting for a card. Every 3 weeks called about it send out a new one. Never received after 3 weeks and got the same thing. I asked why am I paying for a card that has not been activated because I never recieved it. They just said because you were issued one. Also when I received my 2 cards from them which are 2 different accounts every day some was changing my information. Changed my address and email and number and log in information. I would call them and fix it and the next day changed again I contacted attorney general and a few other places about this. I gave them the address and phone number and email and within a week my info never got changed again. So bottom line is I closed all 3 accounts which they told me would get reported to credit bureau’s. I disputed that and explained to the credit people the reason for it. Worst card ever

This is a horrible card. They entice you to get the card, then you are hit with crazy fees and don't be 2 hours late paying not only will they not take away the late fee they hit my credit 5 points. My bill was due on the 12th I work overnight sleep days so at 2:00 a.m. on the 13th I paid it but they can care less. This car will get paid off and never get used again and never recommend it to anybody it's a trap you guys don't do it

I opened the Indigo Mastercard because I was trying to rebuild and improve my credit, and I expected the account to be something that would help me reach that goal. Unfortunately, my experience has been extremely disappointing. When I contacted customer service to ask about a credit-limit increase, I was told that my account does not have that feature. I find that very frustrating because increasing a credit limit responsibly can be an important part of building credit and improving credit utilization. What makes the situation even more frustrating is that I was told that if I close the account, it could negatively affect my credit. So I'm essentially left with an account that doesn't offer the feature I need to help manage and build my credit, while being discouraged from closing it because of the potential impact on my credit history. I understand that not every credit card offers automatic or requested credit-limit increases, but this should be made much clearer to customers—especially those who are specifically using the card to rebuild their credit. I opened this account hoping it would help me move forward financially. Instead, I feel stuck between keeping an account that doesn't meet my needs and closing it and potentially hurting my credit. I would not recommend this card to someone whose primary goal is rebuilding credit and eventually increasing their available credit.

Indigo Mastercard. Thinking about getting this card? Don't do it. I have tried to pay it off 3-4 times now. All three times, I need to wait about a week before I find the payment didn't go through. Concora then charges me extra for a bounced payment, even though this is the account I have always used to pay this credit card. I have called my bank, and they have assured me that there is no problem on their end. I currently owe 1.5x the limit for this card because this company can't pull it together. And now I'm in danger of getting my credit score ruined because of missed payments. And I didn't find out that the last payment didn't go through until today, Saturday, when their offices are closed for the weekend. Stay away from this card.

Scammy company! Annual fee goes up and after 6 months they change the terms and start charging you monthly also. Absolute horrible scammers because now your credit gets hurt if you close the card. Don’t do it.

This card company Concora Credit for Indigo card is a rip off and scam. They charge you huge annual fee then the 2nd year 99.00 annual fee plus each month after 19.25 for maintenance fee. Stay away from this company. I would not recommend. It is a scam.

Do NOT get this card. My minimum payment was $54 this month. And I HAVE NOT used it. They charged me $32 for interest on purchases (what purchases?) and a $20 monthly fee. $2 went towards my actual balance! I called customer service and there was nothing they can do to help me. *DO NOT GET THIS CARD!*

I made a payment which didn’t get subtracted from my bank for several days but a week later it was posted on the indigo card app. The payment nearly paid off the entire balance. It was the statement balance at the time I made it. A week later, the card was constantly declined everywhere I tried to use it even for a five dollar purchase at McDonald’s. I finally called and was told that I was over the limit. When I corrected him that I was not over the limit. He said oh yeah, we can take up to two weeks to post your payment and release the available credit. It’s at our discretion. So I said I make a payment and for two weeks after that I can’t use the card, even though my balance is way below the limit? He agreed. And he wasn’t nice about it either. He was argumentative and talked over me. I will pay this card off as fast as I can and then not use it maybe close it though I know that hits my credit in a negative way also. There are plenty of credit cards you can get with poor credit Score. Don’t try this one.