B D.
I already knew what I was getting in to…
I already knew what I was getting in to accepting a card with such high finance rate but I was trying to improve my credit. I don't know if they actually report to credit bureaus if you're making payments but I do know they report if you're late or miss a payment. My main problem with them is that when I schedule a payment to be made on a specific date they NEVER take it out on that date. It takes days later and then after it's taken from my bank it won't reflect on my card for another couple days AFTER that which can cause you to have a LATE payment even though you scheduled it on time. If you have this card I recommend to make payments at least a week or two before the payment due date so you don't get charged and reported for late fees. I don't plan on keeping this card. As soon as it's paid off I'm going to cancel it and move to a different creditor.