Regina
They did a great job
They did a great job
Response from Home Warranty Inc.Jun 4, 2026
Glad to hear! Thanks for the review.
Home Warranty of the Midwest, Inc. was founded in 1999 by the owner of a successful appliance repair company. With 36 years of repair experience, he was determined to put together a plan that would cover items in the home more comprehensively, allow the use of local contractors, and pay contractors more quickly for completed work. Home Warranty serves as an additional product source to a wide range of businesses including real estate agencies, utility companies, property management, mortgage lending, home inspection, financial planning, residential construction, and independent insurance agencies. We are committed to utilizing trusted, local servicers who can ensure a timely response to customer needs. We pride ourselves on our LIVE call answering during core business hours with two call centers in the U.S. We also provide our customers with active, responsive District Sales Representatives who help agents and companies every step of the way.
Home Warranty Inc. (homewarrantyinc.com) has 694 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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694 approved reviews, newest moderated first
Regina
They did a great job
Response from Home Warranty Inc.Jun 4, 2026
Glad to hear! Thanks for the review.
Talli K.
Denise is ALWAYS so fabulous to work with. I have worked with her for several years and she will continue to get my business. What a great asset for your company!
Response from Home Warranty Inc.Jun 4, 2026
Denise is amazing! She works incredibly hard for her clients and agents. Thanks so much for giving her a shout out!
Tammy
I appreciate the way home warranty handled my claim and stood behind their product agreement. Service was great.
Response from Home Warranty Inc.Jun 2, 2026
Great to hear! Thanks for the review.
customer
Courteous representatives. Great communication.
Response from Home Warranty Inc.Jun 2, 2026
Great to hear! Thanks for the review.
TRoach
Process was easy
Response from Home Warranty Inc.Jun 2, 2026
Great to hear! Thanks for the review.
Kyle M.
DO NOT PURCHASE AS NEW HOMEOWNER. Their claims team will make your life a living hell by requesting documentation that existed prior to you owning the home. Everything is a pre-existing condition (prior to your contract) unless you can prove it. My AC unit is in need of replacement and they are requiring me to fill it up entirely with coolant ($1,000) so they can test it over 12 months. Only then will they consider paying a claim, of which the reimbursement would be less than the cost of the coolant. Edit 06/02/2026: In response to the business's comment to this review, I appreciate your outstanding concern on the matter. However, the audience for Trustpilot is the prospective consumer, and it is not a platform for you to defend your reputation (as you are not the audience). Simply put, the audience's primary concern is to determine if it is in their best interest to give you money for your services. I've further narrowed the audience to new homeowners who are reviewing their home inspection to evaluate the pros/cons of a home warranty. It will benefit the audience in knowing that Home Warranty Inc. does not honor the expertise of a licensed home inspector. If a home inspector advises the consumer that a utility is in working order, then the consumer is not at fault to assume this is a valid protection for future claims during their first year at a new home. The value of a warranty is giving the consumer peace of mind, but if the warranty's terms and conditions are against the best interests of the consumer, then this goes against the very value proposition that the consumer needs. Whether or not the claims adjudicator was adhering to the company's policy (which he did adhere and he was very professional) is irrelevant to this matter in particular. I have no ill will against the employees working for this company, but if the policies of the company are exploitative to the consumer, then this still deserves to be expressed publicly. Instead of dedicating resources toward online damage control, please instead revise your policies so your consumers feel like they are working "with" the warranty company, not "against" the company at every step of the way. If you are able to message me when your policies are consumer-focused, then I'll happily amend the 1 star to whatever is appropriate.
Response from Home Warranty Inc.Jun 2, 2026
We regret that you are less than satisfied. We did ask for a copy of the home inspection as this was the first time you were using your AC unit.
customer
I liked the ease of choosing contractors I did no like that it wasn't clear what the approval entailed. The contractor indicated we needed to replace the unit. The insurance approval, we assumed, was based on that. We got only a check for the cost of a compressor which was 10% of the cost
Response from Home Warranty Inc.Jun 2, 2026
We provide the repair estimate based on actual failed parts which in this case was the compressor. You can always choose to take that amount towards a full replacement but the coverage is limited to actual failed parts.
customer
Fast service and was able to call after 5pm since I worked all day.
Response from Home Warranty Inc.Jun 2, 2026
Great to hear! Thanks for the review.