Petplan pet insurance covers up to 90% of vet bills for dogs & cats. Get a free quote today! Our mission is to ensure healthier, longer lives for pets and peace of mind for their people.
Petplan Pet Insurance (gopetplan.com) has 791 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
Also known as
gopetplan.com
Website
gopetplan.com
Category
Insurance
Location
Bolingbrook, Illinois
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 44% of reviews.
Latest
Most recent review: September 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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I have been a customer for a long time. Their customer service used to be great. I have had a recent claim with horrible customer service experience. About 30 days after I submitted a claim I received an email fro Petplan indicating I had not responded to a request for additional information. I emailed them back immediately and told them I had not received a request for information and to please let me know what they needed. I also tried to call and after being on hold for about 20 minutes the call was answered by an “overflow” operator. She said someone would call me in 25-48 hours. More than 48 hours have passes and I have not received a callback.
One of the automatic response emails I received from them indicated that cuatoner service is there 24/7. That is not true. I tried calling over the weekend and the recording indicated that their customer service was open only during the week and not 25 hours a day.
This is very frustrating. Something has changed with the company. They used to be very easy to work with. Now I am not sure they have live people working there!
I have an update. I finally got through to Pet Plan. Anne at Pet Plan was very helpful and apologetic. The problem I had has been resolved.
Response from Petplan Pet InsuranceJul 28, 2021
Jay, we're sorry to hear about your experience. We pride ourselves on our customer service so we apologize we fell short of expectations. I see you were working with our agent, Amy, and your claim has been assessed. Please reach out to us anytime and we would be happy to assist with your policy. Thank you.
KY
Kyle Y.
Needed to get a pre approval done…
Needed to get a pre approval done before a major surgery for my puppy. Called and spoke to Joe Prater and the experience couldn't have been any smoother. Within 2-3 hrs from when we first spoke he had the answers I needed and set to get my pup the help she needs to live out a happy healthy life. Hopefully the final claim goes just as smooth but definitely dealing with Joe to make it happen. Thanks Joe!!
Response from Petplan Pet InsuranceJul 26, 2021
Kyle, we hope your puppy has a speedy recovery after their surgery ❤️. Thank you for sharing the experience you had with Joe!
PJ
Philip J.
Disappointed
It’s difficult to know where to begin, as I’m incredibly angry and disappointed with PetPlan. I was just informed you’re denying my claims because they weren’t turned in within 90 days of service. I wasn’t even aware this is now a rule.
Please be reminded this our second dog we’ve insured with them, and we took great comfort in knowing medical expenses wouldn’t be a worry for Otis (first dog with them). Consequently, he lived a long, high quality life. We didn’t rush to submit claims and often held them until a specific incident was completed. This also allowed us and our vet to deal with claims less frequently, which was helpful for our vet’s busy practice. Over the years, we’ve recommended pet insurance, and PetPlan in particular. When we adopted our current dog, Kaos,(recently) we didn’t hesitate to purchase a policy on our new puppy, not realizing how things had changed with PetPlan. We didn’t receive a welcome packet and were never notified about these important changes. When the pandemic began last year, we were working long hours to keep our businesses afloat and my wife had to accept another job for additional income. We didn’t realize we also needed to worry about our pet insurance claim deadlines.
When I finally had time to work on our claims, initially I was pleased to see they could now be filed online. Because we moved, we had two vets to coordinate with on the claims. We were anxiously looking forward to getting these claims paid, as we’d been forced to uses a credit card for many expenses due to the pandemic’s effect on our income. After our initial submission, you requested additional information, requiring more time and coordination with our vets. Imagine my shock when claims were denied for being beyond 90 days old. It took some digging to find the 90-day rule buried within the policy. Why would you waste everyone’s time when you had no intention of paying these claims?
I’ve been in the insurance and financial services industry for nearly 40 years and would never allow a client to purchase a policy or make an investment without fully explaining and knowing they understood the details of it. At this point, we’re extremely disappointed and angry with your decision, and would like to know your rationale for changing such an important facet of the policy without explaining to your policyholders. From our perspective, it appears you’re far more interested in collecting premiums than providing service to clients and covered care to animals. For those reasons, we can’t recommend PetPlan and will reassess our own pet insurance decision.
Thank you.
Response from Petplan Pet InsuranceJul 28, 2021
Philip, thank you for taking the time to bring your concerns to our attention. We're very sorry to hear your pet wasn't feeling well and that you didn't have a positive claims experience. All Petplan claims must be sent in within 90 days after the invoice (treatment) date. We try to be as transparent as possible on our website (https://www.gopetplan.com/help/answers/how-do-i-file-a-claim) and in your policy documents but we absolutely understand your concern if you weren't aware. I understand you spoke with a couple of our representatives but we would be happy to further assist. Please reach out to us anytime at [email protected]. Thank you.
AK
Arlene K.
I spoke with Daniel as my dog has been…
I spoke with Daniel as my dog has been recently diagnosed with Addisons Disease. I needed information on how to proceed with a claim. Daniel was polite, congenial and very helpful on how to proceed.
I now know the steps to take from this point: however, nothing to do with Daniel, but I think TWO YEARS of health history is a bit much (and I am sure her vet will think so, too.)
Daniel gets five stars from me.
Response from Petplan Pet InsuranceJul 26, 2021
Arlene, we're sorry to hear about your pup but hope they get the care they need. We also wanted to thank you for sharing your feedback and the experience you had with Daniel.
KA
Kathy A.
I don’t even know where to start
I don’t even know where to start. Joseph Prater the associate assisting me today was amazing. I have over the last couple weeks been struggling to sort out my claims for my cat Oreo as the processers have been getting the numbers incorrect. I called in and joe was so pleasant to speak to, so patient and sorted everything out so quickly for me. He has definitely taken a weight off my shoulders. It is so comforting to know that there are people in customer service like joe. Joe, thank you so much for your assistance! You have been the best!
Response from Petplan Pet InsuranceJul 26, 2021
Kathy, we hope all is well with Oreo. And we wanted to thank you for sharing your review and the experience you had with Joe!
SA
Stacee A.
Supported by Angela D'Antonio
I had a great experience with Angela today, she went above and beyond to help me figure out a recently declined claim. She followed up with me as promised.
Response from Petplan Pet InsuranceJul 22, 2021
Stacee, we're so glad to hear your experience with Angela was a good one!
AL
Amanda L.
Terrible Customer Service
Great unless you have to deal with customer service... Forget getting service. Terrible!! If your lucky you might get one out of several who actually does their job and provides customer service. But they give you an answer that doesn't help then disconnect you from the chat without being able to respond.
Response from Petplan Pet InsuranceJul 28, 2021
Amanda, we're sorry you had an issue with the LiveChat. We understand how important it is to get quick assistance. We're available and happy to help if you still need support by sending us an email at [email protected]. We have someone standing by to address any of your questions or concerns.
NF
Nick F.
Best Customer Service Ever
The assistance provided by Customer Service Rep Joe today was exceptional! Joe completely addressed my concerns and explained in easy to understand detail how the specific deductibles have been applied.
Joe was friendly, polite, knowledgeable, and professional, and clearly sets the standard for excellence in Customer Service.
So thank you to Joe and of course the entire PetPlan team.
PetPlan has truly been a lifesaver helping to ease Zoeys pain and also quickly easing the financial burden associated with her recovery.
Very grateful here for PetPlans support.
Response from Petplan Pet InsuranceJul 22, 2021
Nick, we're happy to hear about your pleasant experience with Joe—thank you for being a Petplan pet parent and we wish only the best for you and Zoey!