Since our founding in 1933, we’ve put people over profit. And when more than 5,000 Americans were asked to choose the credit union or bank they admire most, we were named in the top 3 nationwide (American Banker, 2021). We think it’s because we share your values – from having each other’s backs to keeping more of your hard-earned money. Join us along with more than a million of your fellow Californians!
Golden 1 Credit Union (golden1.com) has 65 customer reviews on Five Star Index, with an average rating of 1.5 out of 5.
Also known as
golden1.com
Website
golden1.com
Category
Credit & Debt Services
Location
Sacramento, California
Listed on Five Star Index
2026
About these reviews
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The company replied to 6% of reviews.
Latest
Most recent review: October 2026.
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lost credit card got a new one both mine and wifes were on auto pay. my new card they did not put on auto pay as i requester. went on vacation for 4 months got home and golden 1 had charged me $30 plus sent a letter to the credit place. went there ( elk horn branch) showed them it was there F up. they said they would give me back my $30 and send a letter to the credit place. they did not do anything so F them pulled all our money out went to another bank
..
EP
Elizabeth P.
Helpful People At Golden One
I often have issues with golden one and today the lady Kia was helpful with resolving some of my issues. However, The girls at the Auburn, California Branch Erica and Julia were extremely helpful. Even if the line was a long wait, I wanted to get my issue resolved and it was! Thank you Kia, Erica and Julia for your help today!
IT
ira T.
Bill pay is totally cumbersome...
Bill pay is totally cumbersome.... to many screens and replies if you can even figure it out
CJ
CJ
Can't use app
Ever since their reboot early 2026, can't access app, problems logging in and lack of customer service!
IM
International M.
Grosses arnarque 1rue Victor Hugo place belcourt à Lyon Audrey prêtant avoir…
Grosses arnarque Audrey prêtant avoir une boutique Golden union faux un rachat de métaux précieux le montant de 82g 50 payer au gramme 100€ pour les 82.50gramme montant du prix d’achat aurait du être de 12292.50€ n'ont pas été payer à la place du gramme a 149€ autant vous quand au certificat du jamais vu à la place d un contrat de vente et annoncer que son site a pour indication rachat 80 € le gramme à signer à ma place n étant pas présenté a pris un double feu verso de ma carte de l’identité alors que seules des PDF sont valable par l etqt amateurisme mais mon message a démontrer que vous rouble tout les gens une association créé en 2015 et une friperie rien d autre donc signaler une enquête a ma demande a été diligenté pour avoir utiliser mes données sanas m avoir verser la vrai somme de 12292 se fait passer pour un marchand de rachat de métaux précieux est une grosse arnaque et escroquerie les personnes qui ont vendus leurs métaux précieux ces clients se sont fait berner donc une alerte sur le site averti toutes les personnes à qui vous avez fait de certificat de rachat de vente na jamais payer moi la somme que vous me devez c est bien 12292€ car j'ai ai alerté les inspecteurs de la répression des fraudes il ne vous feront pas de cadeau car signé un certificat de rachat de métaux précieux en ayant pas le droit l État a été informé et attend que vous m envoyez le reste des sommes manquantes ci-dessus en déduisant la ridicule somme que j'ai reçu Voir la version en ligne
————————————————GoldUnion
Madame, Monsieur,
Nous souhaitons vous informer qu’un incident de cybersécurité ayant entraîné une violation de certaines données personnelles a affecté notre système d’information le 25 mars dernier.
Dès sa détection, nous avons immédiatement mis en place les mesures nécessaires pour sécuriser nos systèmes, contenir l’incident et préserver la protection de nos accès. À ce jour, la situation est prise en charge avec la plus grande attention par nos équipes et nos partenaires spécialisés.
Cet incident a pu conduire une personne non autorisée à accéder à certaines données clients, parmi lesquelles peuvent figurer : nom, prénom, adresse postale, copie de la carte nationale d’identité, données contractuelles (factures) et, pour certaines personnes uniquement, les coordonnées bancaires de type IBAN.
Aucune action n’est requise de votre part dans l’immédiat. Nous vous recommandons toutefois, par mesure de précaution, de rester vigilant(e) face à toute tentative de fraude, de hameçonnage, de prélèvement non autorisé ou d’usurpation d’identité. Nous vous invitons notamment à faire preuve de prudence en cas d’appel téléphonique, d’e-mail ou de SMS inhabituels émanant de personnes prétendant vous connaître ou détenir des informations vous concernant.
Conformément à nos obligations, cet incident a été signalé à la CNIL et une plainte a été déposée.
Nous regrettons sincèrement cette situation. La protection de vos données est une priorité.
Nous restons bien entendu à votre entière disposition pour répondre à vos questions et vous accompagner si nécessaire.
Veuillez agréer, Madame, Monsieur, l’expression de nos salutations distinguées.
L’équipe GoldUnion
Ce message vous est adressé à titre informatif et exceptionnel, conformément à nos obligations légales en matière de protection des données. Il ne s’agit pas d’une communication commerciale et n’implique pas votre inscription à nos communications marketing. Vos préférences de contact restent inchangées.
DY
Doina Y.
I had an absolutely terrible experience…
I had an absolutely terrible experience with a supervisor named Kia at Golden 1 in Elk Grove, CA. During an already extremely stressful situation involving my husband’s medical condition, I simply called to confirm whether an authorization was on file for me to access information on his account—something I had already been told earlier by the branch was approved and active.
Instead of providing a straightforward answer, Kia was completely unhelpful. She lacked basic interpersonal skills, sounded overly scripted, and repeatedly avoided answering my question directly. It felt like she was more focused on sticking to a rigid script than actually listening or trying to help. Despite my explaining the urgency and the fact that I had already been informed the authorization was approved, she refused to verify or acknowledge it.
Her inability—or unwillingness—to assist forced me to take time off work and go into a branch in person. Once there, the staff quickly confirmed that the authorization was indeed on file and fully approved, exactly as I had been told before. This only made it more frustrating, as there was absolutely no reason Kia couldn’t have provided that same confirmation over the phone in less than a minute.
What should have been a simple, quick question turned into hours of stress, inconvenience, and unnecessary anxiety during an already difficult time. Kia demonstrated a clear lack of experience, knowledge, and the essential customer service skills needed to handle even a basic request. Her approach was dismissive, unhelpful, and added significant stress to an already sensitive situation.
Overall, this was a horrible experience. Golden 1 needs to ensure that supervisors are properly trained—not just in procedures, but in communication, empathy, and problem-solving. Based on this interaction, Kia is not equipped to effectively assist customers and would benefit from serious retraining.
JS
Judy S.
The latest online app upgrade should…
The latest online app upgrade should have been labeled as a downgrade. I don't know who designed it but they clearly didn't get any input from users. And, whoever approved it had to have been ignorant in the total banking process. Bill pay processes are a joke. It's so difficult to find anything I need. So bad, I'm considering changing banks.
IZ
Ian Z.
The world worst website
The world worst website. You can't do any online banking