Neil B.
Building Credit
I like building credit without having to go into Debt to do it.
Response from Extra CardJan 12, 2023
Truer words have never been spoken. Thanks for taking the time to write us a review, Neil!

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Neil B.
I like building credit without having to go into Debt to do it.
Response from Extra CardJan 12, 2023
Truer words have never been spoken. Thanks for taking the time to write us a review, Neil!
Satt B.
At a time when I really didn’t know which direction to take for getting my credit back in order Extra appeared at just the right time to give me that boost to propel me forward on my credit journey. I’ve come a long way since starting and look forward to continuing business with the company! Great memes btw
Response from Extra CardJan 17, 2023
This! This is what it's all about for us. We are so happy to hear that you've had the boost you needed since using our card. And we're glad you appreciate the memes. We'll keep em coming.
Marca H.
I would give extra 5 stars on the strength of they are reporting positive payment history to the credit bureaus. I honestly don’t think extra has raised my credit much, I think it raised on its own by making all my other payments on time on schedule. I love the service extra has provided, thanks to the people at EXTRA
Response from Extra CardJan 16, 2023
The people of Extra thank you for choosing us in your credit journey and we're happy to hear it's all heading in a positive direction!
Brittney S.
I’m happy I decided to apply for this card it help me when I’m low on funds. An it boost my credit score at the same time.
Response from Extra CardJan 17, 2023
We're happy you did too! We want to offer people the ability to establish credit safely, on their own terms, with the money they already have. Thanks for choosing Extra, Brittney.
Philip S.
Everyday I open the app, it never shows balance or kicks me out . Longer time updating balances. Very slow
Response from Extra CardJan 12, 2023
Hey Philip! We're sorry to hear of the technical issues you've been running into. It looks like you are on the most up-to-date version of our app, but your connected bank account is experiencing stale plaid updates. We do have an exciting new feature coming very soon that will allow you to update your balance from within the app! If you continue to have run into the issue of being logged out of the app, please reach out to our concierge team and we'll have tech support look into that for you.
jarrall D.
Not going to lie to really improve my credit over the last 3 to 5 months thought it was a joke but it turns out is actually been super helpful.
Response from Extra CardJan 17, 2023
Thank you for the positive review, Jarrall! Keep using Extra for your everyday purchases and racking up that positive payment history. No joke, it's as easy as that.
Adam
It has helped with my credit quite a bit.
Response from Extra CardJan 12, 2023
We love to hear it, Adam!! We always want to know what keeps our members engaged and if there is anything more we could be doing to turn this into a 5-star review, please hit us up at [email protected]
Martin D.
Provides a great way to build credit and help budget.
Response from Extra CardJan 17, 2023
We want to give our members all the benefits of a traditional credit card, but through means of using the money, they already have, and free from the complications of overspending! Thank you for the positive review. Keep after it, Martin!