Keysha K.
Great card helps with credit
Great card helps with credit
Response from Extra CardJan 17, 2023
We're glad to hear you're enjoying our card and getting the benefits you hoped for! Thank you for the positive feedback.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Keysha K.
Great card helps with credit
Response from Extra CardJan 17, 2023
We're glad to hear you're enjoying our card and getting the benefits you hoped for! Thank you for the positive feedback.
Danny R.
Works great never has an issue.
Response from Extra CardJan 17, 2023
We love to hear that! Thank you for choosing Extra, Danny!
Brett
The reward system is garbage. When I first signed up it promised great reward items in the catalog including gift cards and points built towards trips and airline miles. Now all you can receive for your bonus points looks like a magazine or catalog from sky Mall. Just Chinese junk that will break.
Response from Extra CardJan 12, 2023
We’re sorry to hear that you’re disappointed with the items in our rewards store. As a result of the feedback we’ve received from members just like you, our team is reassessing bringing gift cards back into our shop! We don't have a set timeline just yet, but stay tuned! And we always love to hear what items our members would be excited to have available in the reward store! If you want to drop us some suggestions through [email protected], we will take note!
Joel Neitzel L.
I think using the card regularly has made a positive impact on my credit score. It recently went up 130 points. I was able to use reward points to get a few Christmas gifts as well!
Response from Extra CardJan 12, 2023
Hey Joel! I'm going to have someone from our team reach out to you and track down the item you ordered! So sorry about the delay on that. We love hearing that you use Extra for your everyday purchases and you're seeing the impact in your score! There's nowhere to go but up from here!
Brian B.
Credit score is up!
Response from Extra CardJan 17, 2023
And nowhere to go but up from here! Thanks for choosing Extra in your credit journey, Brian!
Dominick W.
they were really cordial and helpful!
Response from Extra CardJan 17, 2023
Our Concierge team prides itself in our white-glove service. We're always here to help make your experience with our card as enjoyable as possible. Thank you for the feedback!
Eric C.
Hello. I'm a premium Extra user. I created my Extra account on 04/05/22. At that time, I had a 480-credit score. Seriously, it was that low. After connecting my bank account to the Extra app, making purchases, and following the process, I soon saw that my credit score improved by as much as 170 points. As of writing this review on 01/02/23, my new credit score is 653. CONCLUSION: THE EXTRA APP REALLY WORKS!! NOTE: Use Experian Boost. This feature can be found on your experian account. Furthermore, new features have been added such as the ability to connect your debit card or bank account directly to your Experian account. This means that for every bill you pay using your debit card, experian will have access to that transaction and as a result, you'll be able to boost your credit score that much faster.
Response from Extra CardJan 3, 2023
This is EXACTLY why we started Extra! We are incredibly happy to hear your experience has been this wonderful. Thank you so much for your business and for your review!
Richard W.
If I don’t use it why am I being charged. I would like to cancel my accounts please
Response from Extra CardDec 25, 2022
Hey Richard! We can see your account has been successfully closed—we wish you the very best on your credit journey! If you have any additional concerns please email [email protected] and a specialist will assist you. 😊