SANTIA
Build your credit while using your own…
Build your credit while using your own money only bad thing is you do get a fee yearly

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
Showing 79 reviews with 4 stars · Clear filters
SANTIA
Build your credit while using your own money only bad thing is you do get a fee yearly
Tori D.
They got back with me super fast and where very helpful…however my bank that I link w the card is unlinked again!
Adrielle S.
It's pretty good so far
Carlee T.
So far so good! I’m new to Extra but excited to start rebuilding my credit. Had a small issue seeing my bank but Ross helped me out and now everything is good to go! Im saying Bye Bye to my crappy credit score and hello to new beginnings
JamieP
I've had Extra for 2 years and it has been a good experience so far for me. I definitely think that it has helped with improving my credit score (only with Equifax since TransUnion doesn't count it) which I'm happy with! I like that I gain points with purchases so that I can get products from their store. However, I do wish they did more frequent giveaways and had more store products.
Priscilla B.
I really like this card. It aligns with your bank account so you don't spend more than you can afford and takes a few days to debit from your account
TDH
Great experience thus far. Definitely helped to improve my credit score so that I could purchase my condo! I will continue to utilize its credit building functionality and I have recommended it to my younger cousins or anyone else in need of building their credit.
Eduardo
They are understanding and patient. Also try to keep things under control. Really quick to help, but the results take a bit of time to show, besides that really good help.