Erica S.
Love it
Sign up was quick and easy. My limit was raised quickly and after 2 months, my FICO score has increased. Support is very responsive to questions.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Erica S.
Sign up was quick and easy. My limit was raised quickly and after 2 months, my FICO score has increased. Support is very responsive to questions.
Amy
This card has been great for me. I had no credit score before using this card, and it has helped me rebuild my credit and allowed me to get new credit.
Antwan H.
Good with building credit and services, excellent.
Albert David Addison J.
Love it telling all my friends about this card
Paul M.
Excellent company and I love their customer support team. Would recommend it to family and friends.
Argeli N.
I keep getting declined even though my spent power is high and there’s money on my bank account 4 out of 5 transactions I’m extremely disappointed I gave it a few months it just doesn’t work for me
Response from Extra CardFeb 28, 2023
Hey Argeli! We’re sorry to hear that your experience with Extra wasn’t everything we had hoped it’d be. I looked over your account and it appears the declines were a result of your card being deactivated at the time you were attempting authorizations. We do apologize for any inconvenience this caused. If you change your mind and want to give Extra another shot, please feel free to contact us directly at [email protected] for assistance.
Autumn Rose Black S.
Easy to use I’ve never liked the idea of a credit card but extra made it super easy and I can always rely on them.
Victor E.
It has helped improve my credit score some