MISTY R.
I love this service
I love this service! The customer service is great, the app is easy to use, and I love the that I can turn the card on or off in case I misplaced it. The rewards are pretty neat too.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
MISTY R.
I love this service! The customer service is great, the app is easy to use, and I love the that I can turn the card on or off in case I misplaced it. The rewards are pretty neat too.
Ramon
Great customer service. Fast responses all the time. I love the card features such as points awards that later be redeemed for gift cards or other gadgets. Great tool to improve your credit score as well. 100% recommended.
Tracy M.
Great experience and excellent customer service! I would recommend my family and friends.
Tyler D.
Great service! Always available when needed and corrects concerns very quickly. Highly recommend.
Ricardo M.
I was doubtful about EXTRA, but now a days you need credit for everything and even though their membership prices went higher. I’m still a customer. I feel it’s annoying that the spending power and funds in transit don’t happen faster or refresh quicker. In an imperfect world, we work with what we got. However, every time I need something updated such as new number, address, I’m annoyed and want my SP refreshed. Their customer service chat or concierge are swift, friendly and professional. That goes a long way and to know that people are actually doing their job and it’s satisfying to feel that at least by that you’re getting your moneys worth. I feel EXTRA could do some extra stuff like better perks, actualiza and modernize cards and have better connection with bank accounts but we will see what EXTRA has to offer in the near future. Kudos. Mae was awesome, I needed my address and phone number updated, went to use the restroom, by the time I was back, her chat said it was done. That’s what I’m talking about Mae. Thank you and you are appreciated. Keep up the stellar work.
Breonte S.
I never felt like someone had my back until I signed up for Extra..I was low on find & they help me get to where I needed to be. I appreciate the people that work behind this app because they understand what it feels like to need just an extra push.
Juan
I have a great experience whit this card. Help me to raise my credit score... and also the offer a special promotion to get some items
Dustin P.
So far I love this card and service. Only been using for a few days but so far its great 💖🤗