Kate B.
Extra card has built my credit in just…
Extra card has built my credit in just a few months! I’m so happy with my experience! Their customer service is always so friendly, polite & professional. Love that they offer rewards/perks.

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Five Star Index, with an average rating of 4.3 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
832 approved reviews, newest moderated first
Kate B.
Extra card has built my credit in just a few months! I’m so happy with my experience! Their customer service is always so friendly, polite & professional. Love that they offer rewards/perks.
Jair G.
What they’re offering is a game changer. The only thing I would say that might not be for everyone, it’s a 200$ card. Things do take a couple days to process as well.
Mariel
I been use extra card for two months and I till waiting to see the report, but hope this month show the credit and get up my score, until today I’m happy with the card, the use and the notifications
Jalica N.
Very satisfied with everything never once confused and always received the proper help when I needed no confusion. Very satisfied.
Dayshon H.
Best piece of plastic that helps you build your credit score
Traci
The Extra app is amazing. It’s like having another one of my favorite cards on steroids, and the customer service is out of this world. I can’t believe that I am so lucky to have found Extra by accident. I am trying to rebuild my credit and Extra is the perfect thing that I need to help me do just that. Extra doesn’t let you spend more than you have when you’re connected to your bank and it helps build your credit back up. I can’t imagine a life without “little” Extra.
THE VEGA GROUP PGA OF A.
Outstanding experience! Super nice & patient Staff. Very knowledgeable representatives. Especially; The Extra Messaging Service Center, they typically reply within 60seconds-2 minutes without delay. I’m so excited & looking forward to seeing my score elevate. Started at 590-Now-760 in just three months. The key 🔑 is patience Again Patience. So many perks ahead. Let’s Go Extra Extra Extra ❕❕❕✅✅✅
Donald N.
Love extra! The extra card has helped me build my credit, while also earning rewards for items in the extra rewards store! Highly recommend!