Discover Financial ServicesReviews of discover.com

Beware the fine print on paying off balances. I noticed that I have a $19 purchase that has been on my statements for years. It's at the highest interest rate 21%). Apparently, when you have balance transfers at 0%, they apply your payments to the lowest amounts you have first. So, if I make the minimum payment each month, this $19 purchase I made years ago will keep earning Discover 21% for years to come.

I would not recommend doing business with Discover. Discover has inconsistently applied and deceptive underwriting practices that makes it impossible for you to accurately gauge whether or not you qualify for a loan. Even with a FICO score of 793, a pre-approval, and a formal approval, you can be denied during review without any real explanation. However, Discover does offer decent rates if you actually qualify and are willing to risk a hard inquiry on your credit report to find out. Also, the customer support and sales representatives are friendly to talk with by phone.

Play their system , I was hit with covid , down for two weeks, self employed, very small business, give yourself one late payment, discover will go down to 9% and bring payments in half , the unfortunate thing is , you have to be a mo late....

CLOSED MY ACCOUNT OUT OF NOWHERE! UNABLE TO VERIFY PERSONAL INFO ON THE ACCOUNT? WHAT THE HELL DOES THAT EVEN MEAN, IVE HAD THIS CARD FOR OVER A YEAR AND WITHOUT WARNING THEY CLOSED MY ACCOUNT. WHAT A TRASH SERVICE

I have been banking with discover bank saving account for 10 years.I moved and changed my address today.Discover sent me an email indicating they will send confirmation to both old and new address.Why would they send a letter to my old address after i moved with someone else living there? Arent they supposed to protect my privacy and security?By sending a letter to my old address they are putting my privacy and security at risk.Other banks dont do that so why does discover bank have this outdated protocol.Called their customer service and they said its system generated and they have no control over it.Horrible,worst decision to bank with these outdated online banks for so many years.Run aways from these banks who put person’s identity and security at risk by sending postal mails to their old address.Going to remove my funds from this bank shortly and take my business elsewhere where my privacy and security are the highest priority and well safe guarded.

I've been a credit customer with Discover since 2014. In 2018 I stopped using my credit card and in 2019 I paid the balance down to 0. I got a personal loan from discover in late 2019. I've never missed a payment or paid late. One day, I got an email from Discover that they had closed my credit card account. No warning, no reminders, nothing. I understand WHY they did it (balance was 0 and I hadn't used the card in a while), but the fact that they did this with no warning is what upsets me the most. If they had told me my account would be closed for inactivity, I would have used the card to keep it active. That's what you want, right? Me in more debt to you? It was my oldest credit account, and closing it WILL harm my credit score. This comes without my consent in the middle of a global pandemic where many people (including myself) are already hurting financially. In my opinion, it's just heinous. Not to mention that causing harm to my credit score (when I've done nothing wrong to deserve it) just ensures that I can't move my personal loan to another company and be rid of Discover all together. I'd say it was a clever move if it wasn't so cruel.

Great company. Always fast on the phones and representatives are very kind.

contacted these third world country bank yestarday 10/04/2020 and today 10/05/2020 since a friend of mine wanted to send a payment for a vacation apartment reservation, but HEHEHE, they prefer a complaint, EXACTLY LIKE THE COMPLAINT THAT I'M WRITING NOW, HEHEHE they are not a bank, they are an incognito mode company they are unable to transfer funds, they are unable to bank, so close your bank and go back to afganistan