BMO Harris BankReviews of bmoharris.com

So glad I opened an account with them when they started to open branches in California. I can a check and credit card. The staff is great!!!

Please open an account somewhere else, Anywhere else, had a problem at the ATM, different stories from everyone I talked too, can't get a clear answer, They say it will take up to 60 days for the money I put in the atm to come into my account because the ATMs are serviced by a 3rd party, Only decent person I spoke with was Michael, everyone was rude, did not listen, gave excuses. Totally unacceptable. Will be switching banks once problem is resolved. BANK ANYWHERE ELSE BUT HERE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I agree with those that believe BMO is shuttering US accounts in retaliation for tariffs. I had my account for 20 hrs. Never missed a payment, high credit score etc. My account was closed without reason or notification. I discovered my account was closed when I tried to use it, and the card was declined. No notification on my mobile app. I called for info, was told it was closed-why? Basically because they could. Ironically, this was April 2nd.

Actually, i'd like to give a negative 5. They didn't honor the $200 cashback to begin with. Now it seems as retaliating against US customers, they closed down our cards with no advance notification or reason.

This company could improve by firing their executives and hiring people with some morals. They might even considering running their business in way that they don't burn their bridges. They don't realize that just because you can legally do something doesn't mean it's a moral and right thing to do. I, my wife, and everyone I'm telling are part of the legion of people who now realize that BMO is run by people who don't care who they hurt. We will now never do any kind of business with this company because it is run by people in whom no one can trust. I was on a card in my wife's name that BMO canceled 3/31/25 with the same lack of notification as hundreds of other reviewers. We were notified 4/15/25 with a letter dates 4/10/25. We've had major credit cards since the '80s have never had a card closed until now for any reason other than lack of use or discontinuation of the product. Each closure was preceded by ample notification.

En español, El banco de Bemo ha cerrado sin ningun por que las cuentas de tarjetas de credito de muchas personas, que antes estaban en Bank of the West, i no hay ninguna razon mi opinion es que no estaban cobrando el interes que nos havian dado y estaban perdiendo dinero con ellos , son unos estafadores ladrones los de la corporacion. Ahora todos cerremos las cuentas de ahorros con ellos haver si no se van a ir a la quiebra y cierran ese banco de porqueria que de envez ayudar al pueblo roban a su misma gente

I recently tried to use my BMO credit card for a purchase. 4 year account holder, never a late payment, $8000 limit, zero balance, and an 800+ FICO. Card was declined because customer service said the account was being closed per BMO policies and they do not need to inform the consumer?!! No reason given and according to customer service, no reason will be provided. Untrustworthy policies from a sub-par financial services provider. Stay away....frustration looms. There are far better banking options today than 3rd tier providers like BMO.

Following up my first review (10 days ago) where my BMO credit card was refused without warning at a grocery store with no explanation. I finally received a letter dated April 10th advising me that my account was closed March 31st (10 days after the fact) indicating that " I did not fit in with their requirements". Really! I've had the card since April 2022 (2 years)! I have never been late on a payment and have always paid off the balance in full. Maybe therein lies the problem they do not want you to pay in full they want you to pay those exorbitant interest rates so that's why you don't fit in with their plan. They even get to keep the rewards ($13 +) even though I have earned it through my purchases because "it does not meet the "threshold". (I wonder how many cancelled customers lost this) They get to keep that and to me it's like stealing. In my opinion I would not allow the Montreal Canada based BMO Harris Bank to operate in the United States due to their unethical operating practices.