BMO Harris BankReviews of bmoharris.com

Horrible experience. Unable to use online banking for 2-3 business days all because i got a new phone. Just a new device. Nothing else changed just the device. What is the reason for all the security questions? Now I’m out of town unable to use online banking. I’m out of this place. Please recommend a better bank. Credit union?

BMO accounted for a drop of my credit score to of 79 points and dropped my credit card limit $21,000 due to incompetence! I have 4 business and 3 personal accounts with BMO. All of my accounts converted to BMO when they bought out Bank of the West. I had these accounts for decades. My personal credit card was converted into a BMO one which I had an annual fee of $95.00. I stopped by the bank and asked to change credit card to one which they offered without an annual charge. They applied for a new card and told me to wait until I received it then cancel my current card. This action should limit any changes which may occur. Needless to say, the bank representative ordered another card just like the one I had. Now I had two annual bills of $95 each. I was told I needed to call the credit card company to fix the problem. BMO then order the correct card. When I received that card my credit limit was reduced $21,000 plus a huge credit score drop, 811 to 732. Upon meeting with the bank manager, I was told they could not do anything. All they could do was “Train their people better”. I now have a credit card with a limit I had in the 1970’s. The BMO or any bank determines your credit limit not the card company. Card companies are only processors. If I was a very large depositor I know they could correct this problem. I plan on moving all my account to another bank which will be brain damage since many entities are tied to them. GOOD LUCK IF YOU ARE A BMO CUSTOMER, what a disappointment. The Brighton, Colorado BMO bank.

Be careful Today Oct 17, I deposited over ATM, $465, ATM just making a processing word 7 minutes. After that, restarted 15 minutes, after 25 minutes of a lot of restarted moves, just say "You are welcome. I recorded everything, no matter if they has video tape too. I don't trust. I called them, after 45 minutes of talking with customer service and manager... the only Fkn word were "We are sorry, will make a dispute and investigation, will be in contact, between 7-15 days. Well, they didn’t care that money were “deposited” to make a Zelle transfer for an emergency. Kind of scams

Please do not bank with BMO Bank they are by far the worst bank to bank with because first they had promised a promotional credit of $400 dollars to open an account with them and I never did end up receiving the $400 dollars from them and yes I actually did meet all their requirements and expectations. Then 3 months later had passed by and still hadn’t receive anything from them and today when I called them they ended up making several excuses and saying the promotion had expired and also that I didn’t receive enough direct deposits into my account to qualify when I 100 percent surly can justify that I most certainly likely did. Officially as off today I have closed my account with BMO Bank and honestly if I could give them a big fat 0 for a review I would most certainly absolutely likely do it for surely.

Was told I had to have my husband open an account with me on it in order to cash/deposit in theirs bank because my account only had my name on it and the check had both our names on it , but we were both present and had ID and are both long time customers. They try to appear modern and woke but the employee literally told me to have my husband open an account and give me permission to have access. Very uneducated low IQ individuals running this place.

Terrible experience, last month our checking account was transfer to another bank so for two weeks we were in a bit of a limbo. The worst part is that our paychecks were going to that account. Now today, for the one account they kept, it completely disappeared from my online banking. Spent 45 minutes waiting for an agent from their digital banking team to pick up… but I got tired of waiting. This is after my call was transferred multiple times to different teams. I even tried the online chat for the person to tell me that they could not help. Very frustrating … if you are thinking about giving your business to BMO, consider other options. Not the best bank

The BMO bank branch office in Rushville IN really helped us out of jam when buying our home. Nick & Savanna went the extra mile to get the funds available that we needed for closing. I honestly didn’t think we’d be able to close on time after being left in a bind by our online bank. Thank-you for your outstanding service! I’d recommend BMO Rushville to anyone!

I would give them a zero if I could. My husband made a payment before we left on vacation, and received a confirmation number. 3 days into our vacation they called to say we were late and in collections. Turns out it did not go through, because they couldn’t find our account number. Mistake on their end. Explained we were on vacation, and did not have the account information. We said we would pay AGAIN, when we got home in 4 days. They called us every day several times a day for the rest of our vacation. They have made this mistake several times, and we told them it needs to be fixed. We paid it when we got home with one of their representatives. Since we paid three days ago we have continued to receive several calls a day! They need to get their act together!!!