BMO Harris BankReviews of bmoharris.com

My account has been frozen for about 3 weeks I have done everything they asked still can not access my account I feel like I am jumping through hoops and getting nowhere

I recently opened a new BMO account, and I’m honestly furious with how my first experience has gone. After depositing my very first check through the BMO mobile app, I was shocked to find out it will take 7 business days to process — yes, seven! I even called customer service hoping there was a way to speed things up, but got absolutely nowhere. How is anyone supposed to pay their bills or manage everyday expenses with such a ridiculous wait time for a simple mobile deposit? This is 2025 — every other major bank processes checks within a day or two at most. I opened this account expecting convenience, but instead I’m stuck waiting over a week just to access my own money. If this is how BMO treats new customers, I’m seriously regretting making the switch. Definitely not the kind of “modern banking experience” they advertise.

I sold a vehicle for $21,000,and i was paid with a BMO cashiers check,my bank said we have a lot of issues with BMO cashiers checks,but since the money is prepaid,stop at BMO,and cash the cashiers check there. I was told that they don't cash there own cashiers checks,but if I wanted to open up an account,I could deposit the cashiers check. I replied,a cashiers check is already paid for,and for that reason you already have the funds,and her response was,I agree.

Absolutely pathetic. I bank with BMO in Palmetto Florida. I dont care which way you lean politically. But when the president says to fly flags half mass for the brutal murder of Charlie Kirk and Palmetto Florida BMO harris bank shows how they really feel and do not take their flag to half mass THAT IS DISGRACEFUL. I will be changing banks. BMO HARRIS YOU ARE A PATHETIC group of people. REAP WHAT YOU SOW.

It's been more than two weeks since paying off a loan. One week after they still tried drawing what would be have been the regular payment. I was told that I would have to wait 3 to 5 business days for the money to draw even though the bank that the funds were coming from showed it already had. After that I would need to wait an additional 10 business days for them to issue a refund check since the loan was now showing paid off. Why so long? Are they investing the money and drawing interest on it as long as they can before giving it back. It's my money not theirs. Still haven't received any paperwork two weeks later. No one at the bank seems to know except its showing no further balance due. Please do not due business with this bank. Corrupt as hell.

I wish I could take stars away. This is the worst bank on gods green earth. I’ve banked here for almost a year and in that time they have STOLEN every deposit. They put them on hold for weeks, then they just empty my account. They have stolen a total of 300,000$ from my account. Save your self and your money by banking ANYWHERE ELSE. DO NOT TRUST YOUR MONEY HERE.

this is the worst bank. I can't deposit checks, the background is not black enough. I take pictures on a flat matte black photo box to deposit the checks. Never works. So I have to always drive to the bank to deposit. The most inconvenient bank ever. To speak with a human it's very hard too. I have to authenticate with: my social, my pin, my card number, my bank account number, my card pin. When I try to pay my credit card, which is linked to this bank, it's a credit card from this bank, there is no PAY button so i must always call someone in India and give them: my bank account number, my pin, my security pin, my credit card number ALL OVER AGAIN. This is ridiculous! It was better when the bank was bank of the west. I'm switching banks. I heard US Bank is decent.

I would not utilize this financial institution and can only recommend you do the same. Despite account statements clearly reflecting the titling of an account, the bank refuses to release funds to the lawful owner. They have been holding up the funds for several months without any explanation other than they can. They prefer litigation over customer service.