BECU is a member-owned financial cooperative dedicated to supporting the financial health and well-being of our members and communities. We offer a range of products, services, and educational resources designed to help members save money and reach their financial goals.Beyond banking, our community giving programs support local organizations that strengthen the places our members live, work, and play. Since 1935, our mission has remained the same: to make a positive difference in our members’ financial lives, one person at a time. Discover what sets BECU apart.
BECU (becu.org) has 167 customer reviews on Five Star Index, with an average rating of 1.7 out of 5.
Also known as
becu.org
Website
becu.org
Category
Credit & Debt Services
Location
Tukwila, Washington
Listed on Five Star Index
2026
About these reviews
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The company replied to 24% of reviews.
Latest
Most recent review: October 2026.
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It's the 14th of October and BECU cannot produce my September statement. How can they stay in business when they can't get the basics right? They didn't email me of the problem, nor did they apologize online until I recommended it on Facebook. I'm moving to Chase
TM
Tracy M.
They are now like a Bank
I have been with BECU for 20 years and have recently moved my $ to a different credit union. Horrible CD rates compared to other CUs in the state. For at least 2 years now they have had off/on spoofing issues which has gotten so bad I had to block BECUs main phone number as I was getting 10+ spoofing calls a day. Pretty pathetic when you have to block your credit unions number. They are aware of the issue but can't seem to get a handle on it. The new CEO is all about DEI and is making this credit union nauseatingly woke. To top it off, annually they close on Columbus Day to have an employee rah-rah session (they call it a give back to the community day). Employees and many guest speakers are flown in and put up in expensive hotels. I shudder to think how much money is blown on food, speaker fees, hotels, airlines, rental cars/shuttles, swag, and overall entertainment for 3000 EMPLOYEES! Members need to know how much...afterall..BECU is MEMBER OWNED.
SB
Susan B.
They delayed my payment transfers by 9 day, resulting in repossession
They delayed a payment transfer which resulted in my car getting repossessed. I was late on two payments and transferred the late payment funds, plus the current payment on the 19th. Both transfers did not go through until the 27th. They state that their transfers take one to two business days. It should have gotten there much sooner.
When I talked to someone on that Monday, she said “actually it could take a week”. That was not stated anywhere I could find. But as far as I knew, everything was fine on their end. When it did go through, I wasn’t able to make the payment because they froze the account without telling me. So, the money was there and I wasn’t able to pay. I planned on calling them that Thursday to figure it out, but that was the day they repossessed my car. I had no warning of this when I spoke to them earlier that week. There are some serious communication issues between departments and they will not work with you when you’re trying to clear things up. They demanded the full $14,000 loan payment at once or I don’t get my car back.
They knew I had a rental, but I kept having to wait 1 to 2 business days before even getting a response to an inquiry. This has costed me $450 in car rental fees and $324 to get my car from the impound lot. This is absolutely a terrible company. There are, of course, very nice people that work there and this is not a slight to them, but there were some that I talked to that were incredibly condescending and rude and patronizing, which resulted in me losing my temper as well. I just wanted some clear answers, and I kept getting the runaround and told I have to wait days for them to call me back. They have no patience or leeway for people that went through a temporary financial strain. I tried to fix the situation, and I wasn’t that far behind. They told me my last payment was August 30 and this all went down the end of September. That is not worth losing your vehicle and half a paycheck, just to have a vehicle while you’re trying to get yours back.
S
s.
this is not the CU it used to be
this is not the CU it used to be. soooo fussy about what they will and won't do and sometimes service reps. are or lazy to find the answer an unusual question. one in a while I get a GOLDEN, SUPER CAPABLE person on the phone, like female DESI,
so that's why I have not dropped BECU.
BN
bairdetcomcast.net
Access to accounts while traveling on vacation
We are traveling internationally and notified BECU in advance with dates and country. We withdrew a cash when we arrived at our destination. We then received an email stating we needed to call and verify suspicious activity even tho we had done prior notification. I was on hold for 10 mins, and then guy on the phone was rude and aggressive and i had to answer 5 or 6 personal questions. He then asked me to verify the amount of a withdrawal a week prior. I was on vacation and did not have my account pulled up in front of me. I had to go into my hotel, log in and tell him the exact amount. He then asked me another personal question and then said he would unblock my account. Unbelievable. Why do I need to give advance notification if I am still going to be blocked?
EO
Eugene O K.
their web page is constantly on the…
their web page is constantly on the blink. fire the head of IT. get rid of everyone in IT. hire cognizant technologies to run the data centers. they rarely make mistakes. the head of IT at BECU should be shamed publicly, they are worthless garbage. .cognizant.com. plus while the USA sleeps cognizant is awake and thinking clearly in INDIA supplementing its American crew. i changed my dns to nord vpn dns 103.86.98.100 and 103.86.99.100 cleared up access probs
JM
john M.
Extremely long wait times, disorganization and misrepresentation.
Extremely long wait times, locking up my account without notification. Customer service has gone down hill the last few years.
JC
Jo C.
The worst mortgage company
This review is specifically for the Mortgage department of BECU...if I could give negative stars, I would. I have been trying for almost 2 months to get paperwork needed to resolve my father's estate and it has been an absolute nightmare. No one seems willing to work outside of the "script" and they DO NOT CARE ABOUT ME OR MY SITUATION. No one calls me back, no one offers a solution, they just repeat the same BS over and over again. This is the WORST EXPERIENCE I have ever had and I will be sure to tell everyone I know what a horrible company this is.