AmTrust Financial Services, Inc. was founded in 1998 to provide property and casualty insurance to underserved small businesses. Now, with more than 6,000 employees, 35-plus offices worldwide and three business segments that include North American Commercial Property & Casualty, North American Warranty & Specialty Risk and AmTrust International, AmTrust maintains an unsurpassed commitment to customer care and employee success.
AmTrust Financial Services (amtrustfinancial.com) has 125 customer reviews on Five Star Index, with an average rating of 1.1 out of 5.
Also known as
amtrustfinancial.com
Website
amtrustfinancial.com
Category
Insurance
Location
New York, New York
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 85% of reviews.
Latest
Most recent review: October 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
Strangely enough the bribe I was offered by this company to close claim, the phone call was never recorded because the person used his managers mobile phone to contact me 😂😂😂
Response from AmTrust Financial ServicesNov 17, 2025
Thank you for taking the time to submit your feedback. I can see that you have left a previous review but should you wish to contact us then please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
OZ
Ozzy
Amtrust Sweden
Vara lite mänskliga, 89 dagar räcker inte, du måste vart arbetande i 90 dagar.
Response from AmTrust Financial ServicesNov 4, 2025
Thank you for taking the time to submit your feedback. I can see that you have left a previous review but should you wish to contact us then please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
MG
Martin G.
I’ve been dealing with AmTrust for my…
I’ve been dealing with AmTrust for my Workers’ Comp claim and this has been one of the most frustrating, disorganized experiences I’ve ever had. My adjuster, John Vic Salonga, and manager Tammy Williams have continuously failed to send my payments on time, even after I reported the issue multiple times.
Because of their errors, my check was delayed for over three weeks, and since then the payments have never been on a consistent schedule. Instead of correcting the issue, they just keep issuing checks as if nothing happened. Every delay puts me further behind — I’ve had late rent fees, court and eviction paperwork filed every month, late utility bills, car payment issues, and I’m struggling to keep food in my home.
When I explained this repeatedly to their manager, she called it a “courtesy” to send part of what I’m owed and then made me fill out more forms for the rest. It feels like they’re playing games instead of taking responsibility for their mistakes.
Workers’ Comp is supposed to help injured workers stay afloat, not push them deeper into hardship. AmTrust has shown a complete lack of care and professionalism. I’m now pursuing a formal investigation and penalties through the Industrial Commission of Arizona for bad-faith handling and unreasonable delays.
If you’re dealing with this company, document everything — emails, calls, and every missed payment. They’ve caused me months of stress and financial damage that could have been avoided with basic accountability. Even after I explained to them the law, they broke the poor business practices, the unfair business practices, the pattern of negligence and bad faith conduct how they can face sanctions and everything and steal. Nothing happens. They continue to act like they doing me a favor, instead of taking accountability. Thank God for social media cause it looks like they’re about to be famous.
Response from AmTrust Financial ServicesOct 21, 2025
Thank you for taking the time to submit your feedback. I can see that you have left a previous review but should you wish to contact us then please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
QU
Quon
This is my first negative rating of any…
This is my first negative rating of any company. This is the WORST company I have encountered in the past 45 years. We purchased workman comp insurance with them for many years. I retired 4 years ago with no employee or claims. Final audits clearly indicated the above to the company. However, instead of giving us some refund like other companies I worked with, this one charged me additional $800 for nothing! They did not explain to me the reason behind this. Now they sent the bill to the collection agency trying to force me to pay them. I already responded to the collection agency and am ready to fight them in court. I am writing this to inform the public that this is a dishonest, unethical company. Please stay away from them!
Response from AmTrust Financial ServicesOct 13, 2025
Thank you for taking the time to submit your feedback. I can see that you have left a previous review but should you wish to contact us then please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
HK
Hugh K.
This is not a reputable insurance
This is not a reputable insurance ! Just go to the better alternative on my photo album for a smooth amazing experience .
Response from AmTrust Financial ServicesOct 13, 2025
Thank you for taking the time to submit your feedback. I can see that you have left a previous review but should you wish to contact us then please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
AS
Alpenflow Studios L.
if i could leave zero stars i would
if i could leave zero stars i would. amtrust is the biggest scam of a company to ever exist. your worker's compensation nightmare is just beginning.
go with any company but amtrust they are as crooked as they come.
Response from AmTrust Financial ServicesSep 18, 2025
Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
CO
Consumer
Worst and feel like scam
Worst and feel like scam . Audits every years have to pay minimum extra $10000 every year without any explanation . Even provided legitimate payroll
Response from AmTrust Financial ServicesSep 18, 2025
Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.
JB
James B.
Years of delay, no resolution, and constant buck-passing
I have been dealing with AmTrust Europe Limited in relation to a Premier Guarantee warranty claim for my flat, which has suffered from a severe roof leak since 2018. Despite the defect clearly falling within the policy’s “Major Damage” and waterproofing cover, no qualified contractor has ever been appointed to carry out a permanent repair.
Over the years I have:
Provided extensive photographic evidence, inspection access, and a documented timeline of the defect.
Repeatedly chased updates, only to receive vague or no answers.
Been referred back to the developer/freeholder, who has already failed to resolve the issue multiple times with inadequate patch repairs.
On 13th August 2025, AmTrust’s appointed claims handler confirmed that all repair and alternative accommodation arrangements “should be directed” to the developer — despite the fact the developer has failed for over seven years to deliver a proper fix. This feels like a clear avoidance of their responsibility to intervene when the responsible party fails to act.
Meanwhile, I continue to live in a property that becomes uninhabitable during significant rainfall, with a real risk of further damage and health issues. There has been no fixed start date, no completion date, and no assurance the works will be carried out by a competent professional to building regulation standards.
My experience with AmTrust has been one of delay, poor communication, and no meaningful progress — exactly the opposite of what a warranty provider should deliver. If you are buying a new-build home, I strongly recommend you research their track record before relying on this warranty for peace of mind.
Update: I have emailed AmTrust’s feedbackresponse at amtrustgroup.com with full details of my case (roof leak at C502, Royal Crescent, Southampton). This includes the long timeline of failed repairs, ignored requests for alternative accommodation, and my recent Letter Before Action sent by recorded delivery.
I expect AmTrust to now align their feedback, complaints, and claims teams and provide a full resolution within the 14-day deadline I have set, failing which County Court proceedings will be issued.
Response from AmTrust Financial ServicesAug 18, 2025
Thank you for taking the time to submit your feedback. AmTrust values your opinion and your experience. Please contact us at [email protected] and AmTrust will fully review your experience and respond directly with you.