Angel E.
WorldMark committed deceptive sales…
WorldMark committed deceptive sales practices by running our credit twice and not disclosing that they would sign us up for credit cards. They are refusing to resolve this issue. On 1/7/2021, my boyfriend and I went to a timeshare presentation. We received a deal on our casino stay by agreeing to go to a timeshare presentation. The requirements for the deal is that we had to attend the whole presentation and tour the property before we received our casino credit, a 3 day stay credit, and the discount on our current 4 day stay. After attending the 30 minute presentation, we sat down with the sales agent. He spoke to us about the different locations that WorldMark had across the country and in other countries. He then informed us that before he could show us the property, he had to run our credit. We question this, as we have never experienced this before from a timeshare presentation, but he stated again that in order for him to physically show us the property, he would need to run our credit. We agreed after that since we didn't want to lose our discount on our current stay in Vegas, as well as the additional casino & 3 day stay credit. We provided our information to the sales agent and then he showed us the property. after seeing the property, we sat back down with the sales agent and he spoke to us about the different options. The sales agent spoke to us that only the monthly payments would show on our credit report and that it would not affect our credit, since we were concerned about the additional debt of a timeshare after purchasing a home this year and launching a nonprofit for black, indigenous and people of color entrepreneurs. We were there for another 3 hours and decided to decline the timeshare option at that time due to our current commitments. We were informed that another sales agent will speak to us to provide us with a survey on our experience. That 2nd agent never provided us with a survey but spoke to us about reserving the original deal that the 1st agent spoke to us about. He stated that he could provide us with 20,000 credits for $3,129 at a low cost of $99 a month. we would have 2 years to test out WorldMark and decide after if we would want to pursue purchasing a timeshare. At the time we reflected on the 1st sales agent's feedback about not impacting our credit and only showing the monthly service charge of $99 on our credit. We decided to try out the discovery program and the 2nd sales agent told me that he was grabbing an ipad and we would be signing our names to what he told us. He repeated what we were signing, which as 2 years, 20000 credit, $3129 for the 2 years which would be $99 a month. We signed the ipad and continued on our vacation. We returned back to minnesota on midnight of 1/11. By 1/13 our credit monitoring programs alerted both of us about 2 hard credit inquiries. We were also notified about 2 reward credit cards being applied to our names without our knowledge. My boyfriend's credit decreased by 100 points, as well as my credit decreased as well. I spent 3 hours on the phone trying to get a hold of someone at WorldMark to resolve our concerns with credit cards that we did NOT agree to and the 2 hard inquiries on our credit report. All of WorldMark's practices with us was deceptive. They lied to us about having to run our credit prior to showing us the property. Legally they did not have a right to not show us the property 1st prior to asking us after if we were interested and THEN run our credit. The sales practices was deceptive and we were SCAMMED into applying for a credit card WITHOUT our knowledge or agreement. We want this issue to be resolved by cancelling our timeshare discovery package and removing these inquiries from our credit report. We do not have trust or faith in WorldMark due to the above deceptive sales practices which has harmed our credit.
