Neil N.
Thought it would cost me less money; I was Wrong
I thought AARP's Medicare Advantage would pay the 20% that medicare does not pay. Wrong! It uses United Healthcare who took over my Medicare account, it cost me $115 a year, my doctor visits were $35 and my physical therapy went from $1,200 a year to $1,900 a year. I switched to NY Humana and now there is no cost per year, Doctor visits are $0 and my therapy is back to $1.200. Of course any hospital stays will have a huge deductible, but I am basically healthy, and all the money I am saving from UH I move into my personal "Medical" savings account at my bank. Through my life I have had and tried to trust two insurance companies; Aetna and United Healthcare; they both are abject failures at fair coverage and fair pay outs, and I wish I could forget the anxiety causing phone calls to these companies. It is like the pay out money is coming out of the agents pockets.
