David G.
Extended warranty not being honored by UCC
I purchased an extended car warranty contract from United Car Care through Hgreg when I bought my 2017 Hyundai Santa Fe back in August, 2020 with 43k miles. I had all required maintenance done on the car since then and never had any issues. In December, 2022 I felt that my car was struggling to accelerate (about 18k miles have been put on the car since August, 2022) and started stalling when attempting to increase speed. I had it towed to a local mechanic in West Boca and they told me that my car was making noise and that my engine needed to be replaced. I then had it towed to Hyundai in Coconut Creek, FL because I wanted Hyundai to handle the issue and get a second opinion. The mechanic who has been handling my car since I brought it in (at the time of this email, about 2 months) said that the Rod Bearings failed resulting in damage to the engine. My car came in to Hyundai with full, clean oil. That mechanic has 40 years of experience. The mechanic also said there were metal shavings in the oil pan and engine, indicating a breakdown of the rod bearings. UCC demanded that the mechanic tear down the entire engine in order to prove the failure beyond what was already presented to UCC through their own inspector and the mechanic at Hyundai. The cost to tear down the engine was over $2,000.00 dollars. UCC said that they would pay ONLY if they approve the claim. Hyundai agreed to charge me only half. I paid $1,000.00 dollars out-of-pocket for them to, essentially, dismantle the entire engine. UCC sent their inspector out who took videos and pictures. I have never received a copy of their report OR any correspondence in writing. They denied my claim. Their reason, which was given to me ‘verbally’ over the phone, was “failure of the rod bearings due to lack of lube and continue of operation”. Again, my car came in with clean oil and full. Hgreg is pushing this company on their customers but when a claim actually is made, UCC does not want to pay these legitimate claims. I spent $3,800.00 dollars on this contract. My engine died with no warning other than some sluggish acceleration which I responded in a reasonable manner given the particulars of my experience with the car.
Response from United Car CareFeb 27, 2023
Hi David. Thank you for your feedback. As you have escalated this issue elsewhere, we will reply accordingly via those other means. Have a pleasant day.



