Robert
Be aware of UHC pre-negotiated surgery prices
I just had foot surgery on my foot just 2 weeks ago, and am now receiving a numerous amount of bills. I met my $2,000 deductible and am still paying $3,000 + out of pocket for simple foot surgery. I called and complained to UHC spokesperson as to why am I paying so much out of my own pocket? The spokesperson indicated that they pay 85% of the cost and that the rest comes from the customer/patient. I was perplexed because I have never paid so much out of my pocket, and I have had shoulder surgery, knee and Achilles Tendon surgery and have never, ever had to pay so much. Moreover, I use to be a Blue Cross Blue Shield customer for over 25 years, but switched only because I could only get a FSA (Flex Spending Account) with BCBS as to opposed with UHC which offered a HSA (Health Spending Account) which allows customers to rollover their previous year's account balance! Other that the HSA, I would definitely not recommend UHC as an insurance company for their poor price negotiations with Healthcare providers are pushed onto the customer, which means that you'll pay way more out of your pocket! Please be careful when choosing UHC!